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Achieving Sustainable Cost-Savings in a Low-Margin Environment
Table of Contents Published: 2009/04 Published by: Datamonitor
Financial institutions struggling to survive the spiraling effects of the credit crunch need to look at rationalizing their costs in order to remain profitable in such a low-margin environment. ...

UK General Insurance Competitor Tracker - Q1 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
The UK General Insurance Competitor Tracker Q1 2009 reviews the major developments among the leading competitors in the UK general insurance market including groups such as Aviva, RBS Insurance, AXA, RSA and Zurich. It includes information on a range of d ...

Retail Banking Competitor Tracker - March 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
Datamonitor' s Retail Banking Competitor Tracker is a monthly product providing updates on key events relating to major and innovative players in the retail banking sector. Covering events such as M&A activity, market entries and withdrawals, partnerships ...

European Retail Banking Technology Business Update Q1 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
This brief looks at the key market developments in European retail banking during Q1 2009 and provides a summary of selected retail banking results, an overview of recent M&A activity, highlights of other notable industry developments and insights into th ...

Financial Markets Business Update 2009 H1
Table of Contents Published: 2009/04 Published by: Datamonitor
Gain a comprehensive picture of financial markets developments, including the financial performance of players, business objectives and technology investment plans. ...

Green Marketing in Financial Services - US - April 2009
Table of Contents Published: 2009/04 Published by: Mintel International Group Ltd,
Green marketing encompasses more than the promotion of environmentally friendly products. It promotes brands or companies as supporting environmental causes, and as running their businesses and operations in an environmentally positive way. Green messages ...

Debit Cards - US - April 2009
Table of Contents Published: 2009/04 Published by: Mintel International Group Ltd,
This report gives specifics on consumer attitudes and behaviour concerning spending and debit card products. It identifies specific segments of the population and their debit card usage habits. ...

Building a Business Ecosystem Around the Underserved - The Case of Venezuela
Published: 2009/04 Published by: Mercator Advisory Group, Inc.
Going after the un- and under-banked consumers remains a hot topic for prepaid cards. However, how to offer the right products, in the right channel, and at the right price are the big questions that need to be answered before the market potential materia ...

Best Practices: A Citi Case Study on Utilizing Identity Frameworks and Standards
Table of Contents Published: 2009/04 Published by: Financial Insights
This Financial Insights report presents a case study interview of Frank Villavicencio, director of product management for Citi' s Managed Identity Services within Citi' s Global Transaction Services business. Based on his experience, ...

Validating Consumer Credit Risk Models: What Methods Are Relevant to Assuring Your Model's Stability in a Volatile Business Environment
Table of Contents Published: 2009/04 Published by: Financial Insights
This Financial Insights report details why a validation is essential, the appropriate steps to carry out a validation analysis, and who the business constituents are that rely on validations and also details what we mean by model performance. ...

Commercial Non-Life Insurance Brokers in Southern and Western Europe
Table of Contents Published: 2009/04 Published by: Finaccord Ltd.
Finaccord' s report titled Commercial Non-Life Insurance Brokers in Southern and Western Europe investigates the impact and position of brokers in the distribution of non-life insurance for businesses in Southern and Western Europe. Brokers are the most i ...

Commercial Non-Life Insurance Brokers in Northern and Central Europe
Table of Contents Published: 2009/04 Published by: Finaccord Ltd.
Finaccord' s report titled Commercial Non-Life Insurance Brokers in Northern and Central Europe investigates the impact and position of brokers in the distribution of non-life insurance for businesses in Northern and Central Europe. Brokers are the most i ...

Payment Card Competitor Tracker: March 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
The Payment Card Competitor Tracker provides expert analysis and opinion on the strategic moves of leading competitors in the payment card market. ...

Card Issuer Profile: Citigroup
Table of Contents Published: 2009/04 Published by: Datamonitor
Citigroup posted extremely poor financial results in 2008. However, it remains a strong player in terms of product design and co-branding, in addition to having a huge international distribution network. This profile focuses on Citigroup' s card operation ...

Eye on Intermediaries - Mortgages - UK - April 2009
Table of Contents Published: 2009/04 Published by: Mintel International Group Ltd,
This report examines the impact of the credit crisis and wider economic downturn on the mortgage intermediary sector. It presents an overview of the lending market and considers the approach of different players in the market to the difficult conditions. ...

Global Finance Function
Table of Contents Published: 2009/04 Published by: Optima Media Group
This authoritative guide is based on extensive research into top-performing finance organizations - including GSK, Whirlpool and StatoilHydro - plus input from leading consultants and findings from the latest research. The Finance Function: Achieving Perf ...

Green and Ethical Finance - UK - April 2009
Table of Contents Published: 2009/04 Published by: Mintel International Group Ltd,
This report explores these issues, drawing on the findings of our independent survey and online focus group research. It examines current take-up levels of green and ethical products and assesses the market' s prospects for future growth. The report also ...

Health Insurance - US - April 2009
Table of Contents Published: 2009/04 Published by: Mintel International Group Ltd,
Reforming the U.S. health care system has been on the top of politicians' agendas for decades and is finally seeing some real focus by President Obama and his administration. Problems with the system abound, from the high cost of services, to the technica ...

The Importance of Consumer Trust on FI Profitability: Exploring the Psychographic Segment of 'High Trust' Account Holders to Increase Deposits and Transactions in Tough Economic Times
Table of Contents Published: 2009/04 Published by: Javelin Strategy & Research
Credit card issuers and financial institutions at the enterprise level are constantly seeking the customer base that drives revenue and profitability - whether through increased spending, decreased risk of default on outstanding balances or loans, or a co ...

Wealth Management in the UK 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
The country' s serious economic issues are having a major effect on the UK' s onshore wealthy population, potentially causing them to lose faith in their wealth managers. To keep clients, wealth managers need to know what this lucrative customer wants fro ...

Weaponizing Loyalty: New Schemes Bolster Bank Competitiveness
Published: 2009/04 Published by: Mercator Advisory Group, Inc.
A new report from Mercator Advisory Group' s Retail Banking Practice, Weaponizing Loyalty: New Schemes Bolster Bank Competitiveness offers an in-depth examination of bank loyalty initiatives vitally relevant in today' s banking environment. ...

ATMs & Cash Dispensers CEE
Table of Contents Published: 2009/04 Published by: Retail Banking Research Ltd.
This recent addition to RBR' s report portfolio provides the most comprehensive and up to date picture of the ATM sector in central and eastern Europe. It follows in the tradition of RBR' s flagship western Europe study, and is the most detailed and relia ...

ATMs & Cash Dispensers W.Europe
Table of Contents Published: 2009/04 Published by: Retail Banking Research Ltd.
The ATM market continues to grow and develop. Deployers, suppliers, consultants and analysts need to keep abreast of market trends in order to provide their customers with the most competitive service. ...

The Mobile Phone and Financial Applications Worldwide 2009-2014
Table of Contents Published: 2009/04 Published by: The Insight Research Corporation
This report will analyze the leading mobile phone financial applications from the point of view of the major stakeholders and will cover key applications areas including banking, credit cards, peer-to-peer payments, payment for content, bar coding, RF pay ...

Bank IT Executives Talk: Results from the 2008 Annual Verticals Survey
Table of Contents Published: 2009/04 Published by: Financial Insights
This Financial Insights report discusses the results from the 2008 Annual Verticals Survey. Financial institutions are absolutely reliant on IT, and North American banks will spend more than $52 billion on IT in 2009. To understand how that $52 billion wi ...

China Fund Industry Report, 2008-2009
Table of Contents Published: 2009/04 Published by: ResearchInChina
By Dec 31 2008, the net asset value of 477 funds was totaled at CNY1.939 trillion, and the share was totaled at 2.574 trillion, increased by 340.9 billion. However, compared to the total net asset value of CNY3.315 trillion in 2007, the total net asset va ...

Challenges in Global Prepaid Card Markets: 2009
Published: 2009/04 Published by: Mercator Advisory Group, Inc.
In a new report, Challenges in Global Prepaid Card Markets: 2009, Mercator Advisory Group explores key challenges presented in international prepaid card markets and discusses strategies and best practices that stakeholders in the prepaid card industry ca ...

Payment Card Competitor Tracker: February 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
The Payment Card Competitor Tracker provides expert analysis and opinion on the strategic moves of leading competitors in the payment card market. Produced on a monthly basis, the Tracker is a global product and covers 60 players, including American Expre ...

The Impact of Increased Arrears on UK Mortgage Providers
Table of Contents Published: 2009/04 Published by: Datamonitor
As the economic situation deteriorates, more borrowers are falling into arrears on their mortgage repayments. This has led to an increase in repossessions although measures are being taken by lenders and the government to advise those in difficulty and ac ...

Retail Banking Competitor Tracker - February 09
Table of Contents Published: 2009/04 Published by: Datamonitor
Datamonitor' s Retail Banking Competitor Tracker is a monthly product providing updates on key events relating to major and innovative players in the retail banking sector. Covering events such as M&A activity, market entries and withdrawals, partnerships ...

The Australian Mortgage Broker Survey 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
The mortgage broker channel has assumed an pivotal role in the distribution of residential mortgages in Australia. However, the global financial crisis has led some lenders to exit the market and others to cut back on the broker channel. This report looks ...

Brand Values in UK Personal Lending
Table of Contents Published: 2009/04 Published by: Datamonitor
The financial crisis in the UK has negatively affected many financial institution' s reputations. However, despite the weakened state of the personal lending market, there still exists significant possibilities for banks to improve their brand message. Ta ...

Product Innovations in the Downturn: Lessons for UK Issuers
Table of Contents Published: 2009/04 Published by: Datamonitor
The outlook for the UK card market is going to be highly challenging in 2009 and 2010, calling for a new approach to product design. This report provides six strategies that issuers should follow to take full advantage of the opportunities available and h ...

Consumer Trends in the UK Mortgage Market
Table of Contents Published: 2009/04 Published by: Datamonitor
The financial crisis has significantly changed consumer behavioral patterns within the mortgage market. In the short run, borrowers are taking into account more qualitative factors such as a lenders reputation and stability. Mortgage providers need to tak ...

UK Payment Protection Insurance - Market Update - April 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
This brief analyses the Competition Commission' s remedies for the PPI market and discusses the effects on penetration rates and the size and structure of the market. Drawing on the results of interviews with industry executives, the brief also looks at t ...

Wealth Management in the Middle East 2009
Table of Contents Published: 2009/04 Published by: Datamonitor
With the Western economies in a tailspin there is increasing focus from wealth managers on the potential in the Middle East. This report provides a clear picture of the scale and composition of the onshore wealth management landscape from 2004-13 across t ...

The Rise of Hybrid Credit/Prepaid Cards
Table of Contents Published: 2009/04 Published by: Mercator Advisory Group, Inc.
The Rise of Hybrid Credit/Prepaid Cards report is one of the first research efforts to date that exclusively focuses on this emerging segment of consumer payment cards. This fusion of prepaid and credit offers small credit lines (under $1,000) meant to me ...

Consumers and Financial Advice - UK - April 2009
Table of Contents Published: 2009/04 Published by: Mintel International Group Ltd,
The UK financial advice market is highly fragmented, comprising some 15,500 directly authorised firms. However, it is also becoming increasingly consolidated, as difficult market conditions force some firms to merge or join networks and others to exit the ...

Credit Card Spending Declines: Which Card Features Matter to Consumers and Additional Strategies to Stem the Revenue Hemorrhage
Table of Contents Published: 2009/04 Published by: Javelin Strategy & Research
Credit card issuers are dealing with the perfect storm of pressures: industry, regulatory, competitive, and economic. This Javelin report, the first in a series, provides an understanding of the trends in consumer credit card spending, as well as the key ...

Financial Cards and Payments in Poland
Table of Contents Published: 2009/03 Published by: Euromonitor International
Euromonitor International' s Financial Cards and Payments in Poland report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. ...

Financial Cards and Payments in Denmark
Table of Contents Published: 2009/03 Published by: Euromonitor International
Euromonitor International' s Financial Cards and Payments in Denmark report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. ...

The Future Demographics Venezuela
Table of Contents Published: 2009/03 Published by: Euromonitor International
This report presents The Future Demographics Venezuela. ...

The Future Demographics South Korea
Table of Contents Published: 2009/03 Published by: Euromonitor International
This report presents The Future Demographics South Korea. ...

Consumer Finance in Switzerland
Table of Contents Published: 2009/03 Published by: Euromonitor International
Financial cards saw strong growth in terms of card volume during the review period, with this linked to numerous new launches. ...

Consumer Finance in Sweden
Table of Contents Published: 2009/03 Published by: Euromonitor International
High interest rates are impacting sales of those big ticket items most sensitive to rate increases such as cars, boats and houses which all showed steady decline in demand in 2008. ...

Consumer Finance in South Africa
Table of Contents Published: 2009/03 Published by: Euromonitor International
Debit card growth has continued to perform extraordinarily well in the South African market, especially when compared to credit-related financial cards. ...

Consumer Finance in Saudi Arabia
Table of Contents Published: 2009/03 Published by: Euromonitor International
Saudi Arabia comprises the largest economy in the whole of the Middle East, with multi-billion dollar economic development projects under way and many more in the planning stage in both the public and private sectors. ...

Consumer Finance in Poland
Table of Contents Published: 2009/03 Published by: Euromonitor International
In Poland financial cards are predominantly utilised to withdraw cash from ATMs. ...

Consumer Finance in Norway
Table of Contents Published: 2009/03 Published by: Euromonitor International
The outlook for the Norwegian economy remains strong, however the boom period characterised by an extraordinarily high peak in 2007 is showing signs of easing. Higher interest rates are impacting the big ticket items most sensitive to such increases, for ...

Consumer Finance in Denmark
Table of Contents Published: 2009/03 Published by: Euromonitor International
There was strong growth in the number of financial cards in Denmark during the review period, with this underpinned by good economic growth in the country. ...


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