Mohammad Khan is the President and Founder of ViVOtech Inc. Prior to ViVOtech, Mr. Khan joined VeriFone in its early stage where he held several engineering, marketing, and business development management positions during the 15 years he spent with VeriFone. Mr. Khan helped the company develop its payment automation systems and later helped successfully market these products in more than 96 countries.

Mr. Khan was also a co-founder of the Internet Commerce business for VeriFone. Mohammad Khan has been recognized as a leader of the Electronic Payments Industry by the Transaction Trends Magazine and as a �gMover and Shaker�h of the Electronic Payments Industry by the Transaction World magazine.

Dr. Key Pousttchi heads the wi-mobile research group at the University of Augsburg since 2001, focusing on Mobile-Integrated Business Processes, Mobile Financial Services, Mobile Marketing and Development of Mobile Markets/Future Telco Revenue Streams. Before, he has been a researcher at the University of the German Armed Forces Munich and a regular army officer since 1989.

He was a visiting professor at the University of Zurich, 2004/2005 chairman of the National Roundtable M-Payment of German mobile operators and banks and 2006/2007 a member of the expert group "Mobile Enterprise" for the German Ministry of Economics and Technology. Beyond academic research, his group conducts strategy consulting projects for major national and international companies.

Based in Singapore, Jake Saunders is the Vice President of ABI Research Asia-Pacific. He brings highly developed analytical skills to the company, combined with years of expertise in the technology market research business, and a proven track record of operations management.

Jake covers a variety of economic and technological issues in the wireless connectivity, mobile broadband and satellite marketplaces, and is in particular a leading expert on the rapidly changing mobile cellular operator landscape in Asia and Europe. Prior to joining ABI Research, Jake Saunders was a Research Director at Concise Insight, a leading UK-based wireless market research company. Before that, he served as Director of the Strategis Group�fs European office.

In nearly a decade of telecoms consulting and analysis, he has also been able to advise global media on a number of telecommunications developments. In addition to the telecoms industry journals, he has been repeatedly interviewed on CNN International, CNBC and BBC World. Saunders holds a Masters of Science in Technology Management from the University of Manchester

David is 7-Eleven Australia�fs Innovation Manager, responsible for sourcing, evaluating and implementing new ideas in the company�fs network of 370 stores. Prior to 7-Eleven, he has worked in corporate finance for Merrill Lynch and Macquarie Bank, as a diving instructor operating out of Cairns and founded an internet company in London. David holds a bachelor of commerce from the University of Melbourne and a distinction MBA from London Business School. He enjoys squiring in his spare time.

Rover van Mierlo is Director Central Logistics and R&D of Schuitema NV. Schuitema is the second largest retail organisation in The Netherlands with 450 C1000 stores. Before that, Rover was the supply chain manager of Akzo Nobel Twaron Products, Practice Leader Industrial Consulting at KPMG Management Consulting and a project leader at Philips International.

Peter Preuss, is working for RMV since 2000. He is Head of Strategy and New Business Development. Besides the development and implementation of the RMV overall e-Business Strategy he is responsible for the RMV Bonus Card program „RMV-ErlebnisCard�g and the development of RMV�fs personalized online and mobile Services. He is in charge of the integration of Mobile Ticketing into RMV�fs smart card based electronic ticketing scheme. Since 2004 he is heading the development and introduction of NFC solutions at RMV

Before joining RMV, Peter, worked as project manager in various planning and engineering companies in the transportation and aviation sector.

Peter has been educated in England, USA and Germany and holds a Master Degree in Geography and Information Technology.

Chandrashekhar Bhide is the Product Head for Internet & Mobile Banking at YES BANK, India and handles all product offerings across these channels for all customer categories. His experience spans software development, program management & product management in industries like IT consulting and banking & financial services.

At YES BANK, in addition to his product responsibilities, he is also involved in new technology initiatives on the Direct Channels front like Contact Center, WiFi, RFID, etc. Prior to joining YES BANK, he was working with Sapient Technologies, a business & IT consulting firm.

He has completed his Bachelors in Technology from the Indian Institute of Technology, Bombay and a MBA from the Indian Institute of Management, Ahmedabad.

Ashish Desai, drives the Mobile financial services division in Bharti Telesoft. He was responsible for the development and architecture of Mobiquity - Bharti Telesoft's Mobile Financial Services product. He has experience of designing solution and structuring products across emerging markets of South Asia , Middle East and Africa.

He has experience in working in India, Americas and the EMEA region in the area of Market & Industry Assessment, Product and Technology Management, Business Process Re- engineering, Business Contingency Planning, New Product Development. His 12 years of experience spans both telecommunications and Financial services Industry.

Ashish is a leading media spokesperson in the area of mCommerce. He is frequently quoted in top-notch publications internationally and has also written columns for the online portal of CNBC in India.

Ashish holds an MBA and Bachelors in Engineering (Electrical) from Bombay University.

Christophe Lambinon joined Cassis International in March 2007 as Chief Operating Officer. Cassis International (headquarters in Singapore) is the pioneer for post-issuance services and leading the TSM industry. Christophe Lambinon has more than 15 years experience in the industry.

Prior to Cassis International, Christophe Lambinon was in charge of ex-Gemplus telecom business in Japan and Korea. Christophe holds an engineering degree in Electronics and Computer Science (Paris) and a MBA degree from EM Lyon. 

Johann Bezuidenhoudt is CEO of Leonine Initiatives.

Previously Johann has worked at MTN Group where he was responsible for the development of new business opportunities in Financial services for MTN. Consulted on and developed systems for the selling of Virtual Airtime within Africa.

He specializes in strategic planning, mobile retail banking service design and development, pre-paid airtime distribution services and system, project proposals, structuring and project management for Mobile value added services & security design and reviews

Thian Yee is an active member of GlobalPlatform and contributes significantly to the initiatives of the organization. He is particularly involved in the Mobile Task Force, which aims to harmonize industry specifications to mitigate the risk of standards fracturing at this critical time of mobile payment technology deployment.

Junwon (Jerry) Choi is currently responsible for developing a new financial service in North America and Asia.

Formerly, he was a product manager in charge of developing and commercializing �eu-Pay Service�f-remote payment service in Korea.

In SK Telecom since 2001, He has worked with many of banks and the world's leading corporations to provide mobile solutions, including proximity payment, remote payment, e-cash top-up, post-issuance, chip-based mobile authentication. He has a M.Sc degree from UMIST, Manchester, UK in 2000 and B.Sc degree from Korea University, Seoul, Korea in 1995.

András Vilmos, Managing Director of SafePay Systems Ltd. and Project Manager of StoLPaN, has pursued a long carrier in corporate finance. A few years ago Mr. Vilmos launched his own company active in business and financial consulting.

In the past few years Mr. Vilmos was actively involved in the development of mobile payment solutions, and the introduction of mobile banking. As Project Manager of StoLPaN, Mr. Vilmos coordinates the research and development activity of the 23 member international consortium to establish an open platform mobile NFC application for the support of a range of contactless services like payment, ticketing and loyalty programs.

Mr. Vilmos holds patents related to electronic transactions and is the author of a number of publications on the topic of �ge�h and �gm�h payments.

Co-Founder and Partner of Upstream Ventures, Pierre has over 5 years experience in VC and new venture creation across Asia, supported by 8 years of international corporate and startup experience. He has worked as an IT consultant to the financial services industry with Accenture in New York City, and as a private strategic consultant in Europe and the US for companies across various sectors including internet and new media, mobile communications, real-estate, and the arts. Pierre also worked extensively throughout Russia with the Deloitte Touche ILA Group to stimulate regional economic growth and investment through the commercialization of local emergent technologies. Prior to Upstream Ventures, he held the position of Director of Marketing for a Brussels-based B2B e-procurement startup. Pierre currently serves on the board of several Upstream Ventures portfolio companies including Mikoishi Pte. Ltd. and Tagit Pte. Ltd., and is a frequent guest speaker, lecturer and business plan judge at industry events and universities such as INSEAD, SMU, NUS and NTU.