Table of Contents
Executive Summary
5 Table: Latest Actual Data (SARbn) 5 Table: Latest Actual Data (US$bn) 5 Table: Latest Key Indicators At October 2008 5 Table: Annual Growth Rate Projections, 2009-2013 (%) 6 Table: Ranking Out Of 46 Countries Reviewed In 2009 6 Table: Projected Levels, 2008-2013 (SARbn) 6 Table: Projected Levels (US$bn) 7 Overview - Commercial Banking Sector Of Saudi Arabia 8 SWOT Analysis10 Saudi Arabia Commercial Banking SWOT 10 Saudi Arabia Political SWOT 11 Saudi Arabia Economic SWOT 12 Saudi Arabia Business Environment SWOT 13 Commercial Banking Business Environment Rating14 Table: Saudi Arabia' s Commercial Banking Business Environment Ratings 14 Commercial Banking Business Environment Rating Analysis 14 Commercial Banking Business Environment Rating Methodology 16 Table: Middle East Commercial Banking Business Environment Ratings 18 Global Outlook19 Regional Outlook21 Table: Comparison of Loan/Deposit, Loan/Asset And Loan/GDP ratios, 2008 21 Table: Anticipated Developments In 2009 22 Table: Comparison Of Total Assets, Client Loans And Client Deposits, 2007 And 2008 (US$bn) 23 Table: Comparison Of Per Capita Deposits, Late 2008 (US$) 24 Table: Interbank Rates And Bond Yields 24 Commercial Bank Sector Outlook 25 Macroeconomic Activity 25 Table: Saudi Arabia - Economic Activity, 2006-2013 29 Fiscal Policy 29 Islamic Finance - Quo Vadis? 31 Some Hard Numbers 31 Under-Recognised Challenges 35 The Global Financial Crisis 36 What Really Matters: Indicators To Watch In 2009 37 Conclusion 39 Market Structure41 Protagonists 41 Table: Protagonists In Saudi Arabia' s Commercial Banking Sector 41 Definition Of The Commercial Banking Universe 42 List Of Banks 42 Table: Saudi Banks 42 Table: Branches of Foreign Banks 43 Company Profiles44 Al Rajhi Bank 44 Key Statistics for Al Rajhi Bank, 2004-2008 (SARmn) 44 Riyad Bank 45 Key Statistics for Riyad Bank, 2004-2008 (SARmn) 45 National Commercial Bank 46 Samba Financial Group 47 Key Statistics for Samba Financial Group, 2004-2008 (SARmn) 47 Arab National Bank 48 Key Statistics for Arab National Bank, 2004-2008 (SARmn) 48 Saudi Hollandi Bank 49 Key Statistics for Saudi Hollandi Bank, 2004-2008 (SARmn) 50 Methodology51 Basis Of Projections 52 Commercial Bank Business Environment Rating 52 Table: Commercial Banking Business Environment Indicators And Rationale 54 Table: Weighting Of Indicators 55
|