United States Commercial Banking Report Q2 2009

Table of Contents

Executive Summary 5
Table: Latest Actual Data (US$bn) 5
Table: Latest Key Indicators At December 2008 5
Table: Annual Growth Rate Projections, 2009-2013 (%) 5
Table: Ranking Out Of 45 Countries Reviewed In 2009 6
Table: Projected Levels, 2008-2013 (US$bn) 6
Overview - Commercial Banking Sector Of The USA7
SWOT Analysis9
USA Commercial Banking SWOT 9
USA Political SWOT 10
USA Economic SWOT 10
Commercial Banking Business Environment Rating11
Table: USA' s Commercial Banking Business Environment Ratings 11
Commercial Banking Business Environment Rating Analysis 11
Commercial Banking Business Environment Rating Methodology 14
Table: Americas Commercial Banking Business Environment Ratings 15
Global Outlook16
Regional Outlook19
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios, End-2008 19
Table: Anticipated Developments In 2009 19
Table: Comparison Of Total Assets, Client Loans And Client Deposits, 2007 And 2008 (US$bn) 20
Table: Comparison Of Per Capita Deposits, End-2008 (US$) 20
Table: Interbank Rates And Bond Yields, 2009 21
Commercial Bank Sector Outlook 22
Macroeconomic Activity 22
Table: USA - Economic Activity, 2006-2013 25
Exchange Rate/Monetary Policy 26
Market Structure29
Protagonists 29
Table: Protagonists In the USA' s Commercial Banking Sector 29
Definition Of The Commercial Banking Universe 31
List Of Banks 31
Table: Top 50 Bank Holding Companies - in Terms Of Total Domestic Deposits - As At June 30 2008 31
Company Profiles33
Bank of America 33
Table: Key Statistics For Bank Of America, 2004-2008 (US$bn) 33
JP Morgan Chase 34
Table: Key Statistics For JP Morgan Chase, 2004-2008 (US$bn) 34
Wachovia 35
Wells Fargo 36
Table: Key Statistics For Wells Fargo, 2004-2008 (US$bn) 36
Citigroup 37
Key Statistics For Citigroup, 2004-2008 (US$bn) 37
US Bancorp 38
Table: Key Statistics For US Bancorp, 2004-2008 (US$bn) 38
Suntrust 39
Table: Key Statistics For Suntrust, 2004-2008 (US$bn) 39
National City 40
Capital One 41
Table: Key Statistics For Capital One, 2004-2008 (US$bn) 41
Regions 42
Table: Key Statistics For Regions, 2004-2008 (US$bn) 42
Methodology43
Basis Of Projections 44
Commercial Bank Business Environment Rating 44
Table: Commercial Banking Business Environment Indicators And Rationale 46
Table: Weighting Of Indicators 47