India Commercial Banking Report Q3 2009

Table of Contents

Executive Summary — 5
Table: Latest Actual Data (INRbn) — 5
Table: Latest Actual Data (US$bn) — 5
Table: Latest Key Indicators At March 2008 — 5
Table: Annual Growth Rate Projections, 2009-2013 (%) — 6
Table: Ranking Out Of 45 Countries Reviewed In 2009 — 6
Table: Projected Levels, 2008-2013 (INRbn) — 6
Table: Projected Levels (US$bn) — 7
Overview Of India’s Commercial Banking Sector — 8
SWOT Analysis — 9
India Commercial Banking SWOT — 9
India Political SWOT — 10
India Economic SWOT — 11
India Business Environment SWOT — 11
Commercial Banking Business Environment Rating — 13
Table: Commercial Banking Business Environment Ratings — 13
Commercial Banking Business Environment Rating Methodology — 16
Table: Asia Commercial Banking Business Environment Ratings — 17
Economic Analysis – Global Banking Sector Outlook — 18
Table: Client Loans, 2007-2013 (% change y-o-y) — 19
Table: Loan-Deposit Ratio, 2007-2013 — 21
Regional Outlook — 23
Table: Comparison Of Loan/Deposit, Loan/Asset & Loan/GDP ratios, 2009 — 23
Table: Anticipated Developments in 2009 — 24
Table: Comparison Of Total Assets, Client Loans And Client Deposits (US$bn) — 25
Table: Comparison Of Per Capita Deposits, Late 2008 (US$) — 26
Table: Interbank Rates And Bond Yields — 27
Commercial Bank Sector Outlook — 28
Macroeconomic Activity — 29
Table: India – Economic Activity — 32
Monetary Policy — 33
Table: India – Monetary Policy — 35
Balance Of Payments — 36
Table: India – Balance Of Payments — 38
Market Structure — 39
Protagonists — 39
Table: Protagonists In India’s Commercial Banking Sector — 39
Definition Of The Commercial Banking Universe — 40
List Of Banks — 41
Table: Nationalised Banks, State Bank Of India (SBI), Seven Associates Of SBI And IDBI — 41
Table: Private Sector Banks And New Private Sector Banks (*) — 42
Table: Foreign Banks — 43
Company Profiles — 44
State Bank Of India — 44
Key Statistics For State Bank Of India Group, 2004-2008 (INRmn) — 44
Punjab National Bank — 45
Key Statistics For Punjab National Bank, 2004-2008 (INRmn) — 45
Canara Bank — 46
Key Statistics For Canara Bank, 2004-2008 (INRmn) — 46
ICICI Bank — 47
Key Statistics For ICICI Bank, 2004-2008 (INRmn) — 47
HDFC Bank — 48
Key Statistics For HDFC Bank, 2006-2008 (INRmn) — 48
Axis Bank — 48
Key Statistics For Axis Bank, 2007-2008 (INRmn) — 49
Citibank — 49
Key Statistics For Citibank, 2007-2008 (INRmn) — 50
HSBC Bank — 51
Standard Chartered Bank — 52
Key Statistics For Standard Chartered Bank, 2007-2008 (INRmn) — 52
Methodology — 53
Basis Of Projections — 54
Commercial Bank Business Environment Rating — 54
Table: Commercial Banking Business Environment Indicators And Rationale — 55
Table: Weighting Of Indicators — 56