Abstract
Overview
Introduction
Consumer Credit in France 2006 is an invaluable guide to a market dominated by
some of Europe' s largest finance houses. This short report analyses the
consumer credit market in France. Covering market size, trend analysis, market
forecasts, competitor market shares and key regulatory and competitor
developments in the market.
Scope
- Covers the consumer credit market (not including any loans secured on
property)
- Provides market sizing data in terms of gross advances and balances
outstanding
- Provides competitor market share for the top five players in terms of
balances outstanding; a short profile of the top players is also provided
- Provides competitor market share for the top five credit card lenders in
terms of balances outstanding
Report Highlights
French consumer credit market has only seen steady growth in recent years.
This is because of sluggish French economic performance, high unemployment, a
resistance to borrowing, in particular through revolving credit. However, this
resistance appears to be waning.
The credit card market is underdeveloped in France. However, revolving credit
cards have grown in popularity over recent years. An increase in the demand
for consumer credit, coupled with the long-term familiarity that French
consumers have with pay later card products have combined to grow this market.
Aside from the cards market, there is a lack of innovation in the French
consumer credit market. With few new entrants to the market and the market
being controlled by a few big players that compete on price and distribution
networks, innovation is something that is overlooked.
Reasons to Purchase
- Learn how the French consumer credit market has developed over the last
five years
- Understand the recent developments in the market in terms of regulation,
competition and product innovations
- Find out Datamonitor' s opinion on the future performance of the French
consumer credit market over the next five years and its future prospects
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