Table of Contents
- OVERVIEW
- Market Size
- Future Growth Indicators
- Key market players
- CHAPTER 1 INTRODUCTION
- What is this report about?
- Scope of the report
- Structure of report
- CHAPTER 2 MARKET CONTEXT
- Country overview
- Economy
- GDP
- Inflation
- Distribution of income
- Distribution of liquid assets in Italy
- Demographics
- Population and demographic split
- Unemployment
- Market structure
- Limited liability banks
- Co-operative banks
- Savings Banks
- Market size
- Total consumer credit
- Gross advances
- Balances outstanding
- Consumer credit as a proportion of total retail lending
- Consumer credit as a proportion of GDP
- Consumer credit per capita
- Italy's consumer credit market remains underdeveloped, mainly as a
result of formerly high interest rates and high saving rates
- Consumer credit product statistics
- Consumer credit gross advances by product
- Consumer credit balances outstanding by product
- Retail finance is on the increase for the second time of trying
- The Italian motor finance market has been growing strongly in recent
years
- Credit cards are becoming more popular in Italy
- Regulatory environment
- Industry regulators in Italy
- Industry associations
- Associazione Bancaria Italiana - ABI
- ACRI
- Banche Credito Cooperativo - BCC
- Associazione Italiana del Credito al Consumo e Immobiliare - Assofin
- Credit bureaux
- EURISC - CRIF Credit Protection Bureau
- Consorzio per la tutela del credito - CTC
- Regulatory issues in the market
- European consumer credit directive
- Investment by foreign banks has been hindered in the past
- CHAPTER 3 COMPETITOR AND PRODUCT OVERVIEW
- Consumer credit market shares by institute
- Consumer credit market shares by competitor
- Profiles of the top five consumer credit providers
- Findomestic (Cetelem)
- Banca Intesa
- Fiditalia
- Banca Unicredito
- Banca Monte Dei Paschi Group
- Top five credit card lenders
- Market share by balances outstanding
- Competitor developments
- The Italian banking market has become more consolidated
- Attititudes towards consumer credit have been changing
- Much of the new bank interest has been due to changes in regulation
- Competition is increasing in Italy
- Capitalia looks to expand its business to cover the whole of Italy
- Product analysis
- Typical product design of personal loans
- Product innovations in the market
- Distribution
- ING have used the Internet to enter the Italian market
- CHAPTER 4 FORECASTING THE CONSUMER CREDIT MARKET IN ITALY
- Forecasting gross advances
- Gross advances in the Italian consumer credit market will reach €68.3
billion in 2010
- A number of factors will determine this growth
- Future prospects
- Strengths
- Weakness
- Opportunities
- Threats
- CHAPTER 5 APPENDIX
- Supplementary data
- Definitions
- Forecasting methodology
- Research methodology
- Relevant readings
- Datamonitor's custom research capabilities
- SPP writing team
- How to contact experts in your industry
- List of Tables
- Table 1: Consumer credit gross advances and balances outstanding in
Italy, 2001-2005e
- Table 2: Ranking of selected European countries by GDP, 2005
- Table 3: GDP per capita for selected European countries, 2005
- Table 4: Composition of Italy's GDP by sector, 2005
- Table 5: GINI Coefficient for selected European countries, 2005
- Table 6: Segmentation of liquid assets in Italy, 2004
- Table 7: Population distribution according to age group in Italy, 2005
- Table 8: Consumer credit balances outstanding compared to GDP of
selected European countries, 2005
- Table 9: Consumer credit balances outstanding per capita of selected
European countries, 2005
- Table 10: Forecast of consumer credit gross advances in the Italian
consumer credit market, 2004-2010f
- Table 11: Rate of growth of GDP in Italy, 2000-2005
- Table 12: Labor statistics in Italy, 2000-2005
- Table 13: Consumer credit gross advances in Italy, 2001-2005
- Table 14: Consumer credit balances outstanding in Italy, 2001-2005
- Table 15: Consumer credit as a proportion of total Retail Lending in
Italy, 2001-2005
- Table 16: Market shares of consumer credit gross advances by product
in Italy, 2004
- Table 17: Market shares of consumer credit balances outstanding by
product in Italy, 2004
- Table 18: Market share of total consumer credit balances outstanding
for the top five Italian consumer credit providers, 2004
- Table 19: Market share of credit card balances outstanding of the top
five Italian credit card providers, 2004
- List of Figures
- Figure 1: Gross advances in the Italian consumer credit market will
grow at a CAGR of 4.2 per cent to reach €68.3 billion in 2010, 2001-2010f
- Figure 2: Findomestic is the leading consumer credit provider in
Italy, 2004
- Figure 3: Key statistics for the Italian consumer credit market, 2005
- Figure 4: The Italian economy has performed poorly in recent years,
2001-2005
- Figure 5: The Italian inflation rate has fluctuated around the two per
cent market in recent years, 2000-2005
- Figure 6: Unemployment in Italy has been falling in recent years,
2000-2005
- Figure 7: In terms of new lending, the Italian consumer credit market
has grown rapidly, 2001-2005
- Figure 8: Consumer credit balances outstanding have grown nearly as
fast as new lending in the Italian market, 2001-2005
- Figure 9: Consumer credit now accounts for a marginally smaller share
of the retail lending market compared to five years ago, 2001-2005
- Figure 10: Motor finance accounts for the largest share of consumer
credit gross advances in Italy, 2004
- Figure 11: In terms of balances outstanding, motor finance is the
leading consumer credit product in Italy, 2004
- Figure 12: Regulatory overview of Italy, 2004
- Figure 13: Banks have the largest share of consumer credit balances
outstanding in Italy, 2004
- Figure 14: Findomestic is the leading consumer credit provider in
Italy, 2004
- Figure 15: Unicredito is the leading credit card lender in Italy, 2004
- Figure 16: Main mergers in Italy, 1998-2005
- Figure 17: Gross advances in the Italian consumer credit market will
grow at a CAGR of 4.2 per cent to reach €68.3 billion in 2010, 2001-2010f
- Figure 18: Datamonitor's core consulting capabilities
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