Table of Contents
- OVERVIEW
- Market Size
- Future Growth Indicators
- Key market players
- CHAPTER 1 INTRODUCTION
- What is this report about?
- Scope of the report
- Structure of report
- CHAPTER 2 MARKET CONTEXT
- Country overview
- Economy
- GDP
- Inflation
- Distribution of income
- Distribution of liquid assets
- Unemployment
- Demographics
- Population and demographic split
- Market structure
- Private Commercial Banks
- Cajas de Ahorros (savings banks)
- Cooperativas de Credito (co-operative banks)
- Market data
- Total consumer credit
- Gross advances
- Balances outstanding
- Consumer credit as a proportion of total retail lending
- Consumer credit as a proportion of GDP
- Consumer credit per capita
- Consumer credit product statistics
- Consumer credit gross advances by product
- Consumer credit balances outstanding by product
- Regulatory environment
- Industry associations
- Asociación Española de Banca - AEB
- Asociación Hipotecaria Española - AHE
- Confederacion Española de Cajas de Ahorros - CECA
- Unión Nacional de Cooperativas de Credito - UNACC
- Asociación Nacional de Establecimientos Financieros de Credito (ASNEF)
- Asociación de Usuarios de Servicios Bancarios (AUSBANC)
- Credit bureaux
- The Bank of Spain manages a public registry
- Equifax operates a private sector credit bureau in Spain
- Regulatory issues in the market
- European consumer credit directive
- CHAPTER 3 COMPETITOR AND PRODUCT OVERVIEW
- Consumer credit market shares by competitor
- Profiles of the top five consumer credit providers
- Grupo Santander
- Grupo Santander is the largest credit card issuer in Spain
- Personal loan and POS finance products are also important to the
group
- BBVA
- La Caixa
- Caja Madrid
- Banco Popular Español
- Top five credit card lenders
- Market share by balances outstanding
- Competitor developments
- Consolidation of the Spanish market
- Foreign lenders have been entering the Spanish market
- Product analysis
- Typical product design
- Product innovations
- Fast loans are a priority area for Spanish banks
- Dia becomes the first Spanish supermarket to offer consumer credit
- Distribution
- La Caixa is the online banking leader
- CHAPTER 4 FORECASTING THE CONSUMER CREDIT MARKET IN SPAIN
- Forecasting gross advances
- Gross advances in the Spanish consumer credit market will reach €87.0
billion in 2010
- A number of factors will drive this growth
- Future prospects
- Strengths
- Weaknesses
- Opportunities
- Threats
- CHAPTER 5 APPENDIX
- Supplementary data
- Definitions
- Forecasting methodology
- Research methodology
- Relevant readings
- Datamonitor's custom research capabilities
- SPP writing team
- How to contact experts in your industry
- List of Tables
- Table 1: Consumer credit gross advances and balances outstanding in
Spain, 2001-2005
- Table 2: GDP per capita for selected European countries, 2005
- Table 3: GINI Coefficient for selected European countries
- Table 4: Segmentation of liquid assets in Spain, 2004
- Table 5: Population distribution according to age group in Spain, 2005
- Table 6: Consumer credit balances outstanding compared to GDP of
selected European countries, 2005
- Table 7: Consumer credit balances outstanding per capita of selected
European countries, 2005
- Table 8: APRs for La Caixa Catalunya's "Zero Loan", December 2005
- Table 9: Forecast of consumer credit gross advances in the Spanish
consumer credit market, 2004-2010f
- Table 10: Percentage change of GDP from the previous year, 2001-2005
- Table 11: Rate of unemployment in Spain, 2001- 2005
- Table 12: Consumer credit gross advances in Spain, 2001-2005
- Table 13: Consumer credit balances outstanding in Spain, 2001-2005
- Table 14: Consumer Credit as a proportion of total retail lending in
Spain, 2000-2005
- Table 15: Market shares of consumer credit gross advances by product
in Spain, 2004
- Table 16: Market shares of consumer credit balances outstanding by
product in Spain, 2004
- Table 17: Market share of total consumer credit balances outstanding
for the top five Spanish consumer credit providers, 2004
- Table 18: Market shares of credit card balances outstanding of the top
five Spanish credit card providers, 2004
- List of Figures
- Figure 1: Gross advances in the Spanish consumer credit market will
grow at a CAGR of 10.4 per cent to reach €87.0 billion in 2010, 2001-2010f
- Figure 2: Santander is the leading consumer credit provider in Spain,
2004
- Figure 3: Key statistics for the Spanish consumer credit market, 2005
- Figure 4: GDP growth in Spain slowed in 2000 and 2001, but has since
recovered, 2000-2005
- Figure 5: The services sector is the greatest contributor to Spanish
GDP, 2005
- Figure 6: Inflation in Spain has been consistently over three per cent
in recent years, 2000-2005
- Figure 7: Despite declining slightly in recent years, unemployment in
Spain remains high, 2002-2005
- Figure 8: The three pillars of Spanish banking, 2005
- Figure 9: Banks in Spain in the three pillars, 2005
- Figure 10: Consumer credit gross advances in Spain have been rising
fast, 2001-2005
- Figure 11: Consumer credit balances outstanding in Spain have been
rising year-on-year, 2001-2005
- Figure 12: Consumer credit rose for the first time as a proportion of
total retail lending in Spain, 2001-2005
- Figure 13: Retail finance is the major consumer credit product in
terms of gross advances in Spain, 2004
- Figure 14: In terms of balances outstanding personal loans are the
major consumer credit product in Spain, 2004
- Figure 15: Regulatory overview of Spain, 2005
- Figure 16: Santander is the leading consumer credit provider in Spain
in terms of outstanding balances, 2004
- Figure 17: Santander is the leading credit card lender in Spain, 2004
- Figure 18: Mergers and acquisitions in the Spanish banking market,
1998-2005
- Figure 19: Gross advances in the Spanish consumer credit market will
grow at a CAGR of 10.4 per cent to reach €87.0 billion in 2010, 2001-2010f
- Figure 20: Datamonitor's core consulting capabilities
|
Related Report
|
View Cart
