Table of Contents
- OVERVIEW
- Market Size
- Future Growth Indicators
- Key market players
- CHAPTER 1 INTRODUCTION
- What is this report about?
- Scope of the report
- Structure of report
- CHAPTER 2 MARKET CONTEXT
- Country overview
- Economy
- GDP
- Inflation
- Distribution of income
- Distribution of wealth
- Unemployment
- Demographics
- Population and demographic split
- Structure of the Benelux retail banking market
- Structure of the Belgian retail banking market
- Structure of the Dutch retail banking market
- Structure of Luxembourg's retail banking market
- Market size
- Total consumer credit
- Gross advances
- Balances outstanding
- Consumer credit in comparison to total retail lending
- Consumer credit balances outstanding as a proportion of GDP
- Consumer credit balances outstanding per capita
- Consumer credit product statistics
- Consumer credit gross advances by product
- Consumer credit balances outstanding by product
- Regulatory environment
- Industry regulators in Belgium
- National Bank of Belgium - NBB
- Banking, Finance and Assurance Commission - CBFA
- Industry associations in Belgium
- Belgian Bankers' Association (ABB-BVB)
- Test-Achats
- Union Professionnelle du Credit - UPC BVK
- Industry regulators in Netherlands
- De Nederlandsche Bank
- Netherlands Authority for the Financial Markets (AFM)
- Industry associations in the Netherlands
- Nederlandse Vereniging van Banken (NVB)
- Consumentenbond
- Industry regulators in Luxembourg
- The Banque Centrale du Luxembourg (BCL)
- Commission de Surveillance du Secteur Financier (CSSF)
- Industry associations in Luxembourg
- Association des Banques et Banquiers Luxembourg (ABBL)
- Union Luxembourgeoise des Consommateurs (ULC)
- Credit bureaux
- Both private and public credit bureaux operate in Belgium
- There are two main credit scoring bureaux in the Netherlands
- Regulatory issues in the market
- European consumer credit directive
- Belgian consumer protection laws are on the increase
- Consumer credit is also tightly controlled in the Netherlands
- CHAPTER 3 COMPETITOR AND PRODUCT OVERVIEW
- Consumer credit market shares by institution
- Banks are the main players in the consumer credit market in the
Benelux region
- Finance houses are minor players in the consumer credit market in
the Benelux region
- Consumer credit market shares by competitor
- ABN AMRO is the leading consumer credit provider in the Benelux region
- Profiles of the top five consumer credit providers
- ABN AMRO
- Fortis
- ING Bank
- Dexia
- KBC
- Top five credit card lenders
- Credit card market share by balances outstanding in Belgium
- Credit card market share by balances outstanding in the Netherlands
- Competitor developments
- The consolidation process in Belgium
- The consolidation process in the Netherlands
- Recent changes in Luxembourg
- Product analysis
- Typical product design of personal loans in the Benelux region
- Consumer credit product innovations in the Benelux region
- The structure of the Benelux financial system means that its
consumer credit market is stable but suffers from a lack of innovation
- Distribution
- The Internet has made a big impact on the Dutch retail banking market
- Rabobank launches Internet banking in Belgium
- CHAPTER 4 FORECASTING THE CONSUMER CREDIT MARKET IN THE BENELUX REGION
- Forecasting gross advances
- Gross advances in the Benelux consumer credit market will reach €27.4
billion in 2010
- A number of factors will determine this growth
- Future prospects
- Strengths
- Weakness
- Opportunities
- Threats
- APPENDIX
- Supplementary data
- Definitions
- Forecasting methodology
- Research methodology
- Relevant readings
- Datamonitor's custom research capabilities
- Retail Banking Team contact details
- How to contact experts in your industry
- List of Tables
- Table 1: Consumer credit gross advances and balances outstanding in
the Benelux region, 2001-2005
- Table 2: GDP per capita for selected European countries, 2005
- Table 3: Sectoral composition of the economies of the Benelux nations,
2005
- Table 4: GINI Coefficient for selected European countries
- Table 5: Segmentation of liquid assets in the Benelux countries, 2004
- Table 6: Total population and demographic splits for the Benelux
region, 2005
- Table 7: Consumer credit balances outstanding compared to GDP of
selected European countries, 2005
- Table 8: Consumer credit balances outstanding per capita of selected
European countries, 2005
- Table 9: List of top ten and other selected rates for personal loans
in the Netherlands, December 2005
- Table 10: Forecast of consumer credit gross advances in the Benelux
consumer credit market, 2004-2010f
- Table 11: Real GDP growth in the Benelux region, 2001-2005
- Table 12: Unemployment rate in the Benelux region, 2001-2005
- Table 13: Consumer credit gross advances in the Benelux region,
2001-2005e
- Table 14: Consumer credit balances outstanding in the Benelux region,
2001-2005e
- Table 15: Consumer credit as a proportion of total retail lending in
the Benelux region, 2001-2005e
- Table 16: Market share of consumer credit balances outstanding by
product in the Benelux region, 2004
- Table 17: Market share of consumer credit balances outstanding by
product in Belgium, 2004
- Table 18: Market share of consumer credit balances outstanding by
product in the Netherlands, 2004
- Table 19: Market share of consumer credit balances outstanding by
product in Luxembourg, 2004
- Table 20: Consumer credit balances outstanding by type of lender in
the Benelux region, 2004
- Table 21: Market share of total consumer credit balances outstanding
for the top five Benelux consumer credit providers, 2004
- Table 22: Market shares of credit card balances outstanding of the top
five Belgian and Dutch credit card providers, 2004
- List of Figures
- Figure 1: Consumer credit gross advances in the Benelux market will
grow at a CAGR of 4.7 per cent to reach €27.4 billion in 2010, 2001-2010f
- Figure 2: The leading consumer credit provider in the Benelux region
is ABN AMRO, 2004
- Figure 3: Key statistics for the Benelux consumer credit market, 2005
- Figure 4: Both the Dutch and Belgian economies have stuttered in
recent years, 2001-2005
- Figure 5: Following its peak in 2001, inflation in the Netherlands is
now below the levels witness in Belgium and Luxembourg, 2000-05
- Figure 6: Belgium has the highest unemployment rate in the Benelux
region, 2001-2005
- Figure 7: While new lending in the Dutch consumer credit market
contracted, new lending in Belgium and Luxembourg grew steadily, 2001-2005e
- Figure 8: Consumer credit balances outstanding have increased in all
three Benelux markets, 2001-2005e
- Figure 9: Consumer credit balances outstanding as a proportion of
total retail lending has been falling year-on-year, 2001-2005e
- Figure 10: Personal loans account for the largest proportion of new
lending in the Benelux consumer credit market, 2004
- Figure 11: Personal loans accounted for over half of outstanding
balances in all three consumer credit markets in the region, 2004
- Figure 12: Regulatory overview of the Belgian Banking market, 2005
- Figure 13: Regulatory overview of the Netherlands, 2005
- Figure 14: Regulatory overview of Luxembourg, 2005
- Figure 15: Banks account for the vast majority of the consumer credit
market in the Benelux region, 2004
- Figure 16: Banks are the leading consumer credit provider in the
Netherlands, 2004
- Figure 17: The leading consumer credit provider in the Benelux region
was ABN AMRO, 2004
- Figure 18: Fortis is the leading credit card lender in Belgium, 2004
- Figure 19: ING is the leading credit card lender in the Netherlands,
2004
- Figure 20: Consumer credit gross advances in the Benelux market will
grow at a CAGR of 4.7 per cent to reach €27.4 billion in 2010, 2001-2010f
- Figure 21: Datamonitor's core consulting capabilities
|
Related Report
|
View Cart
