Abstract
Overview
Introduction
Consumer Credit in the Nordic region 2006 is an invaluable guide to the
consumer credit market in one of the most consolidated markets in Europe. This
report covers the consumer credit market in Denmark, Finland, Norway and
Sweden. The regulatory environment, market size and forecast for each country
is provided along with competitor market shares for the region.
Scope
- Covers the consumer credit market (not including any loans secured on
property)
- Provides market sizing data in terms of gross advances and balances
outstanding
- Provides competitor market share for the top five players in terms of
balances outstanding; a short profile of the top players is also provided
- Provides competitor market share for the top five credit card lenders in
terms of balances outstanding
Highlights
Personal loans dominate the consumer credit market in the Nordic region. This
is because the Nordic region has a strong branch network with only a few major
players. Therefore, consumers are more inclined to go to their local branch
when they need credit for purchases.
Credit cards (with the exception of Norway) and POS retail finance market are
not popular in the Nordic region, further enhancing the personal loan market.
Foreign new entrants do not typically compete on price. The entrants instead
offer accessibility with online applications and quick decisions. These new
lenders have a different lending philosophy and typically have far less strict
lending criteria compared to the established Nordic banks.
Reasons to Purchase
- Learn how the Nordic consumer credit market has developed over the last
five years
- Understand the recent developments in the market in terms of regulation,
competition and product innovations
- Find out Datamonitor's opinion on the future performance of the Nordic
consumer credit market over the next five years and its future prospects
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