Abstract
Overview
Introduction
Payment Cards in Spain is an invaluable guide to one of Europe' s most
sophisticated card markets. The report provides statistics on market size,
competitor market shares and acceptance. It also provides an overview of
regulation, competitor activities, product innovation and market forecasts. It
concludes with an analysis of the Spanish market.
Scope
- The focus of the report is on consumer payment cards, as opposed to
commercial card products.
- Data and analysis provided on debit cards, credit cards and deferred debit
and charge cards.
- The report parameters extend to card issuance only. Merchant acquiring and
card processing are not covered.
- Historic market data is presented for 2002-06, with forecasts presented to
2011. Competitor shares for card issuers are presented for 2006.
Report Highlights
Cash is the most common form of payment in Spain, with an estimated 51.6% of
consumer transaction value carried out with this method. The dominance of cash
means that payment cards are very commonly used to withdraw cash from Spain' s
abundant network of ATM terminals.
Issuers in Spain are amongst the most innovative in Europe. Loyalty schemes
are common and several issuers have launched prepaid products. Other
innovations include personalized cards with the cardholder' s choice of
photograph on it and a product that rounds up transaction values to the
nearest € 5 and places the difference in a savings account.
The Spanish payment market is expected to continue growing to 2011, with the
value of transactions forecast to increase at a compound annual rate of 8%.
The biggest growth area is forecast to be in the revolving credit market,
where the value of transactions is forecast to grow at a compound annual rate
of 20%.
Reasons to Purchase
- Learn how the Spanish consumer payment card market has developed over the
last five years.
- Understand recent developments in the market in terms of consolidation,
new entrants and product innovations.
- Use of Datamonitor' s five year forecasts for the market to plan your
future strategy.
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