Consumer Lending in Malaysia

Table of Contents

• CONSUMER LENDING IN MALAYSIA : MARKET INSIGHT
• EXECUTIVE SUMMARY
• Weaker economic growth points to lower personal expenditure
• Central bank to address increasing consumer preference for debt
• Diverse customer base served by different lenders
• Growth in consumer debt seen as sustainable
• KEY TRENDS AND DEVELOPMENTS
• Decreasing consumer income and spending to dampen demand for loans
• Urbanization in Malaysia increasing demand for loans
• Auto loans to decrease driven by softening vehicle sales
• Credit cards substituting for durables loans
• Change in Employees Provident Fund regulations to boost home loans
• MARKET DATA
  • Table 1 Consumer Lending By Sector: Outstanding Balance: Value 2003-2008
  • Table 2 Consumer Lending By Sector: Outstanding Balance: % Value Growth 2003-2008
  • Table 3 Consumer Lending By Sector: Gross Lending: Value 2003-2008
  • Table 4 Consumer Lending By Sector: Gross Lending: % Value Growth 2003-2008
  • Table 5 Consumer Lending: Non-performing vs Other Loans 2003-2008
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans 2003-2008
  • Table 7 Consumer Credit: Non-performing vs Other Loans 2003-2008
  • Table 8 Forecast Consumer Lending By Sector: Outstanding Balance: Value 2008-2013
  • Table 9 Forecast Consumer Lending By Sector: Outstanding Balance: % Value Growth 2008-2013
  • Table 10 Forecast Consumer Lending By Sector: Gross Lending: Value 2008-2013
  • Table 11 Forecast Consumer Lending By Sector: Gross Lending: % Value Growth 2008-2013
• DEFINITIONS
  • Summary 1 Research Sources
• CONSUMER CREDIT IN MALAYSIA
• HEADLINES
• TRENDS
• COMPETITIVE LANDSCAPE
• PROSPECTS
• SECTOR DATA
  • Table 12 Consumer Credit By Sector: Outstanding Balance: Value 2003-2008
  • Table 13 Consumer Credit By Sector: Outstanding Balance: % Value Growth 2003-2008
  • Table 14 Consumer Credit By Sector: Gross Lending: Value 2003-2008
  • Table 15 Consumer Credit By Sector: Gross Lending: % Value Growth 2003-2008
  • Table 16 Forecast Consumer Credit By Sector: Outstanding Balance: Value 2008-2013
  • Table 17 Forecast Consumer Credit By Sector: Outstanding Balance: % Value Growth 2008-2013
  • Table 18 Forecast Consumer Credit By Sector: Gross Lending: Value 2008-2013
  • Table 19 Forecast Consumer Credit By Sector: Gross Lending: % Value Growth 2008-2013