Abstract
Finaccord' s report titled Non-Life Bancassurance in Europe: Motor and
Household Insurance is the first ever dedicated study of the distribution of
motor and household insurance by European retail banks. The research is based
on a survey of 670 retail banks and other lending institutions serving
consumers in ten territories in Europe: Austria, Belgium, France, Germany,
Italy, the Netherlands, the Nordic region (comprising Denmark, Norway and
Sweden), Portugal, Spain and the UK / Republic of Ireland.
By means of this investigation, the report sheds unprecedented light on the
extent of involvement of banks across Europe in the distribution of motor and
household insurance, clarifies the operating models that they use to compete
in this market and identifies the external underwriters and brokers with which
they work to source motor and household insurance where they are not using a
captive or joint venture underwriting entity or internal brokerage unit.
Moreover, the PartnerBASE™ database which accompanies the publication
offers a thorough means of researching current practice in bank-oriented
distribution of motor and household insurance on a bank-by-bank,
country-by-country or product-by-product basis. As such, this report and the
associated PartnerBASE™ database constitute the most detailed research
into the strategy of banks in motor and household insurance that has ever been
completed on a published basis at the pan-European level.
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