Abstract
Finaccord' s report titled Risk Metrics: Consumer Concern for and Acquisition
of Insurance for Everyday Risks in the UK is a study about 40 sets of risk and
associated insurance, warranty and assistance products that are often
described as ' niche' when compared to more mainstream insurance policies in
spite of the fact that the majority are considered relevant by over 50% of
consumers. Notably, the research measures the relevance and degree of concern
caused to survey participants by each of these 40 risks as well as measuring
the take-up rates for the related insurance policies, whether on a stand-alone
or packaged basis, among consumers with results broken out in detail in each
case by gender, age group, annual household income and geographical location
of respondents.
The types of insurance used to cover these risks are listed overleaf and fall
into seven broader categories, namely: personal health; financial commitments;
personal possessions (eg. accidental damage, loss, theft); personal
possessions (eg. mechanical and other defects); personal security, home
ownership; and car ownership.
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