Abstract
What is the research?
Finaccord' s report titled Savings Metrics: Consumer Attitudes towards and
Behaviour in the UK Savings Market is a publication offering a detailed and
timely overview of a major tranche of the UK' s consumer financial services
market, delivering in a single volume insight and analysis covering a broad
range of savings products. These range from no notice interest-bearing deposit
and savings accounts, cash ISAs and National Savings & Investments bonds and
certificates to less commonly held short-term and medium-term savings options
such as investment trusts and venture capital trusts, guaranteed equity or
property bonds and tax-free friendly society savings plans. In addition, the
study also examines consumer approaches to a variety of pension and retirement
savings products.
Moreover, not only does it consider consumer usage of conventional retirement
savings products, such as individual pensions and company or occupational
pension schemes, but it also analyses the likely importance that they attach
to other potential sources of retirement income, such as the property that
they own, including second or holiday homes and property acquired for rental,
or even, continuing part-time work following retirement. In addition, the
report also investigates the opinions of consumers towards key issues such as
the concept of compulsory retirement savings and government plans for a
National Pension Savings Scheme. Finally, data is also provided for a range of
at-retirement financial products including equity release schemes.
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