Abstract
This report examines the state of development of mobile payments across the
financial and telecoms industries and assesses the challenges and future
outlook. It considers whether these developments will allow mobile payments to
transition from a niche application restricted to certain applications,
countries, or market segments into a mass market phenomenon where the mobile
phone can form part of the an integrated retail ecosystem for banks and telecom
operators.
"While the driver of revenue creation is common for mobile operators and the
financial services industry, the motivation for mobile payment deployment is
somewhat different. Successful take-up of mpayments is therefore dependent on
collaboration across industries and standardization to ensure consistency on a
global level," said Parveen Bansal, senior research analyst, Financial Insights
EMEA.
The report will be of interest to those looking to understand how the
technology that enables mobile payments has evolved and what are the challenges
and opportunities for making mpayments a viable business in the near future.
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