Insurance Industry in The Middle East & Africa

Table of Contents

1. Insurance Industry in The Middle East

• Market Overview
• Small, Yet Significant Market
• The Post September 11 Scenario
• Iraq Poses a Great Opportunity for Insurance Industry
• Iraq in Need of Strong Insurance Sector
• Proposed Action Plans to Strengthen the Insurance Sector
• Low Insurance Rates in the Middle East
• Opportunities and Risks in the Middle East Oil and Energy Insurance Market
• Uncertain Times Ahead
• Afro-Asian Lure Causes Merger Ripples in the Middle East
• Facts & Figures: 2000
• Table 1: Insurance Industry in the Middle East (2000): Premiums (Non-Life & Life) in US$ Million and Population in Million by Leading Countries for Saudi Arabia, UAE, Egypt, Iran, Lebanon, Kuwait, Oman, Qatar, Jordan, Libya, Bahrain, Syria, and Yemen (includes corresponding Graph/Chart)
• Industry Structure
• Liberalization
• Regulation
• Competition
• Medical Insurance - The Newfound Growth Avenue
• The Reinsurance Sector
• Reducing Reliability on International Reinsurers
• International Presence Springs Indigenous Innovations
• Regional Cooperation
• Distribution
• Challenges Ahead
• Outlook
• The Road Ahead

2. Key Markets in the Middle East Region

2a. Gulf Cooperation Council

• Table 2: Gulf Cooperation Council (GCC) Recent Past, Current & Future Analysis for Insurance Industry by Country - Bahrain, Qatar, Saudi Arabia, Oman, Kuwait, and The UAE Markets Independently Analyzed with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Table 3: Gulf Cooperation Council (GCC) 5-Year Perspective for Insurance Industry by Country - Percentage Breakdown of Premium for Bahrain, Qatar, Saudi Arabia, Oman, Kuwait, and The UAE Markets for 2006, 2008, and 2010 (includes corresponding Graph/Chart)

2b. Bahrain

• Market Overview
• Table 4: Bahraini Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Insurance Industry - Leading Sectors
• Table 5: Insurance Market in Bahrain (2007 & 2008): Percentage Breakdown of Gross Premium by Sectors - Motor Insurance, Life Insurance, Fire Insurance, Marine Insurance and Others (includes corresponding Graph/Chart)
• Insurance Majors
• Life Insurance Industry
• Table 6: Life Insurance Industry in Bahrain (2003): Gross Written Premium in US$ Million by Leading Companies for Zurich, American Life, Bahrain National Life, Al Ahlia, Takaful International, and Arabia (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 7: Non-Life Insurance Industry in Bahrain (2003): Gross Written Premium in US$ Million by Leading Companies for Bahrain National, Gulf Union, Bahrain Kuwait, Al Ahlia, Takaful International, Norwich Union, United New India, Iran, and Royal & SunAlliance (includes corresponding Graph/Chart)
• Product Launch
• AIG to Design Insurance Products in Accordance with Islamic Law
• Recent Industry Activity
• Allianz Enters Bahrain Insurance Market
• Solidarity Enters into Partnership with Sakana' s Customers

2b. Egypt

• Industry Overview
• Table 8: Egyptian Recent Past Analysis for Insurance Industry by Segment - Life and Non-Life Insurance Markets Independently Analyzed with Annual Premium in US$ Million for the Years 2003 through 2007 (includes corresponding Graph/Chart)
• Table 9: Egyptian 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium for Life and Non-Life Markets for 2003, 2005, and 2007 (includes corresponding Graph/Chart)
• Table 10: Egyptian Insurance Industry (2005): Percentage Breakdown of Insurance Companies' Investment Channels by Category - Fixed Deposits, Government Bonds, Loans, Real Estates, and Securities & Shares (includes corresponding Graph/Chart)
• Life Insurance Sector
• Table 11: Egyptian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Al Chark, Misr, CIL, Alico, National, Mohandes, Allianz Life, Delta, Suez Canal, and NSGB-Life (includes corresponding Graph/Chart)
• Table 12: Top-Five Players in the Egyptian Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Al Chark, Misr, CIL, Alico, and National (includes corresponding Graph/Chart)
• Non-Life Insurance Sector
• Table 13: Leading Players in the Egyptian Non-Life Insurance Industry (2003) - Gross Written Premium in US$ Million for Misr, Al Chark, National, Suez Canal, and AIG (includes corresponding Graph/Chart)
• Table 14: Egyptian Non-Life Insurance Industry (1995-2000): Market Percentage Share by Segment for Fire, Cargo, Inland, Marine Hull, Aviation, Accident, Engineering, Motor Act, Motor Comprehensive, Oil, and Medical (includes corresponding Graph/Chart)

2c. Iran

2d. Israel

• Life Insurance Industry
• Table 15: Israeli Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Migdal, Clal, Harel, Menora, Phoenix, Hadar, Hamagen, Aryeh, and I.L.D, Ayalon (includes corresponding Graph/Chart)
• Table 16: Top-Five Players in the Israeli Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Migdal, Clal, Shiloach, Menora, and Is Phoenix (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 17: Top-Five Players in the Israeli Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Clal, Sahar-Zion, Migdal, Is. Phoenix, and Menora (includes corresponding Graph/Chart)
• Table 18: Cost of National Health Insurance Services Funded by Health Funds in Israel: 1998-2002 (includes corresponding Graph/Chart)
• Recent Industry Activity
• Euler Hermes Acquires Stake in ICIC

2e. Jordan

• Industry Overview
• Table 19: Jordanian Recent Past, Current & Future Analysis for Insurance Industry by Segment - Life and General Insurance Markets Independently Analyzed with Annual Premium Income in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Table 20: Jordanian 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium Income for Life and General Insurance Markets for 2006, 2008, and 2010 (includes corresponding Graph/Chart)
• Table 21: Jordanian Insurance Market (2007 & 2008): Percentage Breakdown of Premium by Segments - Motor Insurance, Medical Insurance, Fire & Property Damage Insurance, Life Insurance, Marine & Transport Insurance, Liability Insurance, Aviation Insurance and Other General Insurance (includes corresponding Graph/Chart)
• Table 22: Jordanian Life Insurance Industry (2003 - 2007): Claims Paid in JD Million (includes corresponding Graph/Chart)
• Life Insurance Industry
• Table 23: Jordanian Life Insurance Industry (2006 & 2007): Percentage Market Share of Premiums by Company - American Life Ins., Al-Nisr Ins., Jordan Ins., Life & Accident Ins., Middle East Ins., and Others (includes corresponding Graph/Chart)
• Table 24: Jordanian Life Insurance Industry (2003 Historic Data): Gross Written Premium in US$ Million by Leading Companies for American Life Insurance (Alico), Arab Orient, Euro Arab, AL-Nisr Al-Arabi, Middle East, Oasis, Jordan International, Jordan Insurance, Arab German, and General Arabia (includes corresponding Graph/Chart)
• Table 25: Top-Five Players in the Jordanian Life Insurance Industry (2002 Historic Data) - Gross Written Premium in US$ Million for America Life Insurance (Alico), National Ahlia, Middle East, Arab German, and AL-Nisr Al- Arabi (includes corresponding Graph/Chart)
• Non-Life/ General Insurance Industry
• Table 26: Jordanian General Insurance Industry (2006 & 2007): Percentage Breakdown of Market Shares by Company - Arab Orient Insurance, Jordan Insurance, International Insurance, Middle East Insurance, Arab German Insurance, Jordan French Insurance, Life & Accident Insurance, Oasis Insurance, United Insurance, Jerusalem Insurance and Others (includes corresponding Graph/Chart)
• Table 27: Jordanian Non-Life Insurance Industry (2003 Historic Data): Gross Written Premium in US$ Million by Leading Companies for Middle East, Jordan Insurance, Arab Life & Accident, National Ahlia, Jordan International, United, Jerusalem, Jordan French, Arab Orient, and General Arabia (includes corresponding Graph/Chart)
• Table 28: Top-Five Players in the Jordanian Non-Life Insurance Industry (2002 Historic Data) - Gross Written Premium in US$ Million for Jordan Insurance, Middle East, Arab Life & Accident, National Ahlia, and Jordan French (includes corresponding Graph/Chart)
• Medical Insurance Industry
• Table 29: Jordanian Medical Insurance Market (2004 2008): Premiums Written in JD Million (includes corresponding Graph/Chart)

2f. Kuwait

• Market Overview
• Table 30: Kuwaiti Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Life Insurance Industry
• Table 31: Kuwaiti Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Gulf, Al-Ahlia, Kuwait, American Life, Warba, 1st Takaful, and Al-Ethad Al-Watany (includes corresponding Graph/Chart)
• Table 32: Top-Five Players in the Kuwaiti Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Gulf, Al-Ahleia, American Life, Kuwait, and Warba (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 33: Top-Five Players in the Kuwaiti Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Al-Ahleia, Gulf, Kuwait, Warba, and 1st Takaful (includes corresponding Graph/Chart)
• Health Insurance Market
• Product Launch
• Warba Insurance Launches New Scheme for Expatriates

2g. Lebanon

• Industry Overview
• Lebanese Insurance Market - A Pebble in the Ocean
• Life Insurance Industry
• Table 34: Lebanon Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Alico, Sogecap, Bancassurance, SNA, Libano Arabe, Arope, Adir, Bankers, UFA, and Libano Suisse (includes corresponding Graph/Chart)
• Table 35: Top-Five Players in the Lebanese Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Alico, Sogecap, SNA, Bancassurance, and Libano- Suisse (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 36: Top-Five Players in the Lebanese Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Medgulf, Bankers, AXA Middle East, SNA, and Libano Suisse (includes corresponding Graph/Chart)

2h. Oman

• Oman Insurance Sector - A Market Overview
• Table 37: Omanese Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Table 38: Oman Insurance Market (2005): Percentage Breakdown of Premium by Segment - Motors, Property, Life, Marine and Others (includes corresponding Graph/Chart)
• Table 39: Oman Insurance Market (2005): Percentage Market Share of Local and Foreign Players
• Table 40: Oman Insurance Market (2005): Gross Premiums in RO Thousands for Select Companies - Dhofar Insurance, ONIC Holdings, Oman United Insurance, and Muscat National Holding (includes corresponding Graph/Chart)
• Table 41: Oman Insurance Market (2005): Percentage Breakdown of Life and Non-Life Market Shares for Select Companies - Dhofar Insurance, ONIC Holdings, Oman United Insurance, and Muscat National Holding (includes corresponding Graph/Chart)
• Table 42: Oman Re-Insurance Market (2005): Percentage Share of Net Premium/Gross Premium for Select Companies - Dhofar Insurance, ONIC Holdings, Oman United Insurance, and Muscat National Holding (includes corresponding Graph/Chart)

2i. Saudi Arabia

• Market Overview
• Table 43: Saudi Arabian Recent Past, Current & Future Analysis for Insurance Industry with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Healthcare Insurance for Workers in Saudi Arabia Made Compulsory
• New Rules for Foreign Players Seeking Entry into Saudi Arabia' s Insurance Market
• Recent Industry Activity
• ACE and JLT Enter Joint Venture
• Social Insurance for Saudi Women

2j. Turkey

• Market Overview
• Table 44: Turkish Recent Past, Current & Future Analysis for Insurance Industry by Segment - Life and Non-Life Insurance Markets Independently Analyzed with Annual Premium Income in TRY Million for the Years 2006 through 2010 (includes corresponding Graph/Chart) MEA-40 Table 45: Turkish 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium Income for Life and Non-Life Insurance Markets for 2006, 2008, and 2010 (includes corresponding Graph/Chart)
• Leading Sectors
• Table 46: Turkish Insurance Market (2007 & 2008): Percentage Breakdown of Premium by Sector - Accident, Motor, Fire, Health, Life, and Others (includes corresponding Graph/Chart)
• Background
• Market Structure
• Table 47: Turkish Life Insurance Industry (2005 & 2006): Percentage Breakdown of Premium by Policy Type - Endowment, Annuity, and Term Life (includes corresponding Graph/Chart)
• Table 48: Turkish Life Insurance Industry (2006): Percentage Breakdown of Distribution Channel for Life Premium Generation (includes corresponding Graph/Chart)
• Table 49: Turkish Non-Life Insurance Industry (2006): Percentage Breakdown of Premium by Segment - Casualty, Fire, TPL, Health, Engineering, Transport, Legal Protection, Personal Casualty, and Others (includes corresponding Graph/Chart)
• Table 50: Turkish Non-Life Insurance Industry (2006): Percentage Breakdown of Distribution Channel for Non-Life Premium Generation (includes corresponding Graph/Chart)
• Regulating Authority in Turkey
• Key Aspects of Insurance Regulations
• Free Tariff System
• Minimum Capital Requirement
• Solvency Margin
• Regulation on Agents
• Reorganization of Collection Practice
• Compulsory Reserves
• Other Reserves
• Retention Rate
• Reinsurance in Recent Past
• Market Leaders
• Life Insurance Industry
• Table 51: Turkish Life Insurance Industry (2006 & 2007): Percentage Market Share of Premiums by Company - Anadolu Hayat Emeklilik, Basak Groupama Emeklilik, Aviva Hayat ve Emeklilik, Yapi Kredi Emeklilik, Garanti Emeklilik, Koc Allianz Hayat ve Emeklilik, Vakif Emeklilik, Axa Oyak Hayat, Ak Emeklilik, American Life, and Others (includes corresponding Graph/Chart)
• Table 52: Turkish Pension Insurance Market (2005): Percentage Market Share of Leading Pension Companies - Yapi Kredi Emeklilik, Ak Emeklilik, Anadolu Hayat Emeklilik, Garanti Emeklilik ve Hayat, Basak Emeklilik and Others (includes corresponding Graph/Chart)
• Table 53: Turkish Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Anadolu H. Emeklilik, Commercial Union Hayat, Yapi Kredi Yasam, Koc Allianz H. Emeklilik, Vakif Emeklilik, AXA Oyak Hayat, Basak Emeklilik, AK Emeklilik, Isvicre Hayat,and Garanti Emeklilik (includes corresponding Graph/Chart)
• Table 54: Top-Five Players in the Turkish Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Anadolu Hayat, Yapi Kredi Yasam, Commercial Union Hayat, Koc Allianz Hayat, and AXA Oyak Hayat (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 55: Turkish Non-Life Insurance Industry (2006 & 2007): Percentage Market Share of Premiums by Company - Anadolu, Axa Oyak, Koc Allianz, Aksigorta, Yapi Kredi, Gunes, Isvicre, Basak Groupama, Garanti, T.Genel, and Others (includes corresponding Graph/Chart)
• Table 56: Turkish Non-Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Axa Oyak, Axa Oyak, Anadolu Anonim Turk, Aksgorta, Yapi Kredi, Koc Allianz, Gunes, Isvcre, Basak, and Ray (includes corresponding Graph/Chart)
• Table 57: Top-Five Players in the Turkish Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Anadolu Anonim Turk, Aksigorta, Axa Oyak, Koc Allianz, and Yapi Kredi (includes corresponding Graph/Chart)
• Recent Industry Activity
• Aviva' s Turkish Subsidiary and Ak Emeklilik to Merge
• Aviva, Akbank and Akisgorta to Setup Life and Pensions Business
• Liberty Mutual Group Acquires Majority Stake in Seker Sigorta

2k. United Arab Emirates (UAE)

• Industry Overview
• Table 58: UAE Recent Past, Current & Future Analysis for Insurance Industry by Segment - Life and General Insurance Markets Independently Analyzed with Annual Premium in US$ Million for the Years 2006 through 2010 (includes corresponding Graph/Chart)
• Table 59: UAE 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium for Life and General Insurance Markets for 2006, 2008, and 2010 (includes corresponding Graph/Chart)
• National Committee for Human Resources Development to Include Insurance Sector
• General Insurance - Leading Sectors
• Table 60: UAE General Insurance Market (2007 & 2008): Percentage Breakdown of Premiums by Segment - Accident & Liability Insurance, Transport (Land, Sea & Air) Insurance, Fire Insurance, Medical Insurance, and Other Sectors (includes corresponding Graph/Chart)
• Leading Players - Life Insurance
• Table 61: United Arab Emirates (UAE) Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Abu Dhabi, Dubai, Sharjah, and Ras Al Khaimah (includes corresponding Graph/Chart)
• AMAN Launches Online Services in Travel Insurance Market
• Product Launches
• Emirates Bank Launches meTRAVEL Insurance
• Citibank Introduces Loan Protection Policy in UAE

3. Insurance Industry in Africa

• East Africa - An Overview
• The African Insurance Brokers Project

4. Select Insurance Markets in the African Region

4a. Ethiopia

• Recent Industry Activity
• AXA Re Awarded Contract to Offer Humanitarian Insurance Coverage

4b. Ivory Coast

• Life Insurance Industry
• Table 62: Life Insurance Industry in Ivory Coast (2000): Gross Written Premium in US$ Million by Leading Companies for Groupama VIE, AXA VIE, Safarriv VIE, STAM VIE, AGCI VIE, SOMA VIE, Beneficial LIFE, and MAI VIE (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 63: Non-Life Insurance Industry in Ivory Coast (2000): Gross Written Premium in US$ Million by Leading Companies for AXA, NSIA/AGCI, Colina, CAN, Sidam, Tisserins, Safarriv, MAI, MACI, and MCA (includes corresponding Graph/Chart)

4c. Kenya

• Life Insurance Industry
• Table 64: Kenyan Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for ICEA, Alico, British American, Pan Africa, Jubilee, Madison, Kenindia, Old Mutual, Co-operative, and Heritage A1l (includes corresponding Graph/Chart)
• Table 65: Top-Five Players in the Kenyan Life Insurance Industry (2001) - Gross Written Premium in US$ Million for ICEA, ALICO, British American, Jubilee, and Keninda (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 66: Top-Five Players in the Kenyan Non-Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Keninda, ALICO, United, Heritage AII, and UAP Provincial (includes corresponding Graph/Chart)

4d. Morocco

• Morocco Insurance Industry - A Market Review
• Table 67: Moroccan Insurance Industry Analysis by Segment - Life and Non-Life Insurance Markets Independently Analyzed with Annual Premium in US$ Million for the Years 2006 through 2008 (includes corresponding Graph/Chart)
• Table 68: Moroccan Insurance Market (2005): Premium in US$ Million for Life and Capitalization Insurance, and Non-Life Insurance Segments (includes corresponding Graph/Chart)
• Table 69: Moroccan Insurance Market (2005): Percentage Market Share by Insurer - RMA Watanya, Axa Assurance Maroc, Wafa Assurance, CNIA Assurance, Essaada, Atlanta, Sanad, Marocaine Vie, CAT, Zurich, MCMA, MAMDA and Others (includes corresponding Graph/Chart)
• Life Insurance Industry
• Table 70: Moroccan Life Insurance Market (2005): Percentage Market Share by Insurer - RMA Watanya, Axa Assurance Maroc, Marocaine Vie, Wafa Assurance, CNIA Assurance, Atlanta, MCMA, Sanad, Essaada, and Others (includes corresponding Graph/Chart)
• Table 71: Moroccan Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for AXA Assurance Maroc, Wafa, CNIA, Marocaine Vie, Royal Marocaine d' Assurance, Al Wataniya, Atlanta, CMA, Zurich, and Essaada (includes corresponding Graph/Chart)
• Table 72: Top-Five Players in the Moroccan Life Insurance Industry (2002) - Gross Written Premium in US$ Million for AXA Assurance Maroc, Wafa, Al Wataniya, CNIA, and Marocaine Vie (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 73: Moroccan Non-Life Insurance Market (2005): Percentage Market Share by Insurer - RMA Watanya, Axa Assurance Maroc, Wafa Assurance, Essaada, Sanad, Atlanta, CNIA Assurance, CAT, Zurich, MAMDA, MCMA, MATU and Others (includes corresponding Graph/Chart)
• Table 74: Moroccan Non-Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for AXA Assurance Maroc, Al Wataniya, Wafa, Royale Marocaine d' Assurances, Sanad, Essaada, Atlanta, CAT, CNIA, and Zurich (includes corresponding Graph/Chart)
• Table 75: Top-Five Players in the Moroccan Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for AXA Assurance Maroc, Al Wataniya, Wafa, Royale Marocaine d' Assurances, and CAT (includes corresponding Graph/Chart)
• Recent Industry Activity
• SocGen to Divest Equity in La Marocaine to GBP

4e. Nigeria

• Insurance Industry of Nigeria - A Market Summary
• Table 76: Nigerian Recent Past and Current Analysis for Insurance Industry with Annual Gross Premium in US$ Million for the Years 2004 through 2008 (includes corresponding Graph/Chart)
• Role of Intermediaries
• Entry of Foreign and New Players
• The Law of Pension Contribution
• Table 77: Nigerian Insurance Market (2005): Percentage Breakdown by Segment - General Accident, Life, Fire, Motor, and Marine & Aviation (includes corresponding Graph/Chart)
• Merger of Six Companies as United Alliance Sets M&A in Motion
• Life Insurance Industry
• Table 78: Nigerian Life Insurance Industry (2002): Gross Written Premium in US$ Million by Leading Companies for Aiico, NICON, Crusader, Industrial & General, African Alliance, Niger, ELMAC, Great Nigeria, Standard Life, and Amicable (includes corresponding Graph/Chart)
• Table 79: Top-Five Players in the Nigerian Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Aiico, Nicon, Industrial & General, Crusader, and African Alliance (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 80: Nigerian Non-Life Insurance Industry (2002): Gross Written Premium in US$ Million by Leading Companies for Nicon, Leadway, Industrial & General, A & G, Royal Exchange, Unic, Unitrust, Goldlink, Niger, and Cornerstone (includes corresponding Graph/Chart)
• Table 81: Top-Five Players in the Nigerian Non-Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Nicon, Leadway, Industrial & General, Unic, and A & G (includes corresponding Graph/Chart)
• Oil and Gas Insurance
• Oil and Gas Insurance Market Trends
• Oil and Gas Insurance & The Insurance Act 2003
• Prospects in Life, Oil & Gas and Aviation & Marine Segments
• Dominance of The US Insurers in Oil & Gas and Travel Insurance Segments
• Recent Industry Activity
• NICON Acquires UBA

4f. South Africa

• Insurance Market Experiencing Positive Environment
• Table 82: South African Recent Past, Current & Future Analysis for Insurance Industry by Segment - Life and Non-Life Insurance Markets Independently Analyzed with Annual Premium in US$ Billion for the Years 2005 through 2009 (includes corresponding Graph/Chart)
• Table 83: South African 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium for Life and Non-Life Markets for 2005, 2007, and 2009 (includes corresponding Graph/Chart)
• Life Insurance Industry
• Table 84: South African Life Insurance Industry (2002): Gross Written Premium in US$ Billion by Leading Companies for Old Mutual, Investec, Sanlam, Momentum Group, Liberty Group, Investment Solutions, Mcubed, Metropolitan, BoE Life, and PSG Escher Life (includes corresponding Graph/Chart)
• Table 85: Top-Five Players in the South African Life Insurance Industry (2001) - Gross Written Premium in US$ Million for Old Mutual, Sanlam, Momentum Group, Investec, and Liberty Group (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 86: Top-Five Players in the South African Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Santam, Mutual & Federal, S A Eagle, Hollard, and AIG (SA) (includes corresponding Graph/Chart)
• Alexander Forbes Ltd. - Leading Insurance Broker

4g. Tanzania

• A Bird' s Eye View of Tanzanian Insurance Sector

4h. Tunisia

• Life Insurance Industry
• Table 87: Tunisian Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Hayett, Salim, Maghreb, GAT, Comar, Carte, Astree, Star, Amina, and Ass-Bit (includes corresponding Graph/Chart)
• Table 88: Top-Five Players in the Tunisian Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Salim, Hayett, Maghreb, GAT, and Carte (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 89: Tunisian Non-Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Star, Comar, GAT, Ittihad, Maghreb, Astree, Cartelloyd, MAE, and CTAMA (includes corresponding Graph/Chart)
• Table 90: Top-Five Players in the Tunisian Non-Life Insurance Industry (2002) - Gross Written Premium in US$ Million for Star, Comar, GAT, Ittihad, and Astree (includes corresponding Graph/Chart)

4i. Uganda

4j. Zambia

• Zambian Pension Funds Industry
• Table 91: Zambian Pension Funds Industry (2005): Percentage Breakdown of Market Share for Public and Private Pension Schemes
• Table 92: Zambian Pension Funds Industry: Assets in ZMK Billion for the Years 2001 through 2005 (includes corresponding Graph/Chart)
• Table 93: Zambian Pension Industry (2005): Individual Fund Values in ZMK Billion by Leading Pension Plans - Saturnia Regna Pension Trust Fund, ZSIC Pension Trust Fund, Public Service Pensions Fund, Mukuba Pension Scheme, and Others (includes corresponding Graph/Chart)
• Table 94: Zambian Insurance Industry (2003): Premium Values in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
• Table 95: Zambian Insurance Industry (2003): Re-Insurance Premiums in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
• Table 96: Zambian Insurance Industry (2003): Gross Claims in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)
• Table 97: Zambian Insurance Industry (2003): Re-Insurance Share of Claims in ZMK Million for Leading Companies by Segment - Life and Non-Life (includes corresponding Graph/Chart)

4k. Zimbabwe

• Life Insurance Industry
• Table 98: Zimbabwean Life Insurance Industry (2002): Gross Written Premium in US$ Million by Leading Companies for Old Mutual, First Mutual, Zimnat Life, Fidelity Life, Intermarket Life, and IGI Life (includes corresponding Graph/Chart)
• Table 99: Top-Five Players in the Zimbabwean Life Insurance Industry (2000) - Gross Written Premium in US$ Million for Old Mutual, First Mutual Life, Zimnat Life, Southampton, and Fidelity Life (includes corresponding Graph/Chart)
• Non-Life Insurance Industry
• Table 100: Zimbabwean Non-Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for NicozDiamond, Zimnat Lion, Altfin, RMI, Eagle, Tristar, Heritage, AIG, and SFG (includes corresponding Graph/Chart)
• Table 101: Top-Five Players in the Zimbabwean Non-Life Insurance Industry (2000) - Gross Written Premium in US$ Million for Zimnat Lion, RM Insurance, NICOZ, Diamond, and AIG (includes corresponding Graph/Chart)
• Recent Industry Activity
• ZB Financial Acquires Stake in Cell Insurance

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