Advanced Functionality ATMs: A New Presence for the 21st Century

Table of Contents 2

• Introduction 3
  • 1.1. Executive Summary 3
• ATM Advanced Function Review 9
  • 1.2. New Revenue Through Printing 10
  • 1.3. Sound At The ATM 10
  • 1.4. Video (Catching The Consumer’s Eye) 11
  • 1.5. Wireless Connectivity 12
  • 1.6. Web-Enablement �ELowering The Cost Of New Applications & Partnering 13
  • 1.7. Internet Security Risks 15
  • 1.8. Deposit Automation 16
  • 1.9. ATM Monitoring & Management 20
  • 1.10. What Lies Behind The Shift To Advanced Function ATMs 20
• The Financial Equation 23
  • 1.11. Traditional ATM Economics �ELargely Fixed Costs, Variable Revenue 23
  • 1.12. Advanced Functions Increase ATM Unit Cost 24
  • 1.13. Advanced Functions (and OS) Increase Cost Of Programming the ATM 26
  • 1.14. Standards And Development Tools That Reduce Costs 26
  • 1.15. Lowering Costs, Increasing Revenue, Improving Customer Satisfaction 31
• ATM Supplier Positioning/Features 34
• Conclusion 36