Table of Contents
- 1. Introduction
- 2. Why Biometrics?
- 2.1. Increased security
- 2.2. Increased convenience
- 2.3. Fraud detection & deterrence
- 2.4. Loyalty and Marketing Applications
- 3. Biometric Systems ? An Overview
- 3.1. Identifying or Verifying?
- 3.1.1. Biometric Verification Systems
- 3.1.2. Biometric Identification Systems
- 3.1.3. When are verification and identification appropriate?
- 3.2. Logical or Physical Access?
- 3.2.1. Physical Access Systems
- 3.2.2. Logical Access Systems
- 3.3. Metrics in Biometrics
- 3.3.1. False Match Rate (FMR)
- 3.3.2. False Non Match Rates (FNMR)
- 4. The Technology
- 4.1. Commonly Used Biometrics
- 4.1.1. Fingerprinting
- 4.1.2. Hand Geometry
- 4.1.3. Iris Scanning
- 4.1.4. Facial Scanning
- 4.1.5. Signature Recognition
- 4.1.6. Voice Verification
- 4.2. Summary of Biometric Technologies
- 5. Commercial Applications of Biometrics in the Consumer Payments Industry
- 5.1. Diminishing the odds
- 5.2. Check Cashing
- 5.3. Cash, Card or Finger?
- 5.4. Beyond Fingerprints ? Biometric Exotica
- 6. Conclusion - Reality Check
List of Exhibits:
- Exhibit 1: A Generic Biometrics Model
- Exhibit 2: Correlation between False Match Rates and False Non-Match Rates
- Exhibit 3: Fingerprint Minutiae in Detail
- Exhibit 4: Relative Strengths and Weaknesses of Fingerprint Scanning
Technologies
- Exhibit 5: Comparison of Strengths and Weaknesses of Major Biometric
Technologies
- Exhibit 6: Comparative Size of Average Biometric Templates
- Exhibit 7: Market Share by Technology, 2003 ($ Millions)
- Exhibit 8: Predicted Biometrics Revenues, 2002-2007
- Exhibit 9: Reducing the Odds ? One, Two, Three and Four Factor
Authentication
- Exhibit 10: Hypercom POS Terminal with attached biometric fingerprint
scanner
- Exhibit 11: Pay By Touch Terminal & BioPay bCheck fingerprint scanner
- Exhibit 12: Ultra-Scan Fingerprint Scanner
- Exhibit 13: 'Bud' and 'Stella' Concept ATMs.
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