The Gravitational Pull of Multiapplication Smartcards: How Long Can the US Resist?

Table of Contents

Introduction

1. The Evolution of Smartcard Operating Systems

• 1.1. First Generation Smartcards
• 1.2. Second Generation Smartcards
• 1.3. Third Generation Smartcards
• 1.4. Fourth Generation Smartcards

2. Multiapplication Smartcards

• 2.1. Why the need for Post-Issuance?
  • 2.1.1. Rapid application deployment:
  • 2.1.2. Cost:
  • 2.1.3. Versatility:
  • 2.1.4. Chip Independence:
• 2.2. MULTOS
  • 2.2.1. Features of the MULTOS operating system
• 2.3. Java Card
  • 2.3.1. Features of Java Card Operating System
• 2.4. Comparison of MULTOS and Java Card
• 2.5. .NET the future of multiapplication smartcards?

3. Smartcards in the US - Are we there yet?

• 3.1. EMV Compliance
• 3.2. Contactless Cards

List of Exhibits

• Exhibit 1: ISO7816 Standard for Smartcards
• Exhibit 2: Stakeholders in Smartcard Development & Deployment
• Exhibit 3: The Evolution of the Smartcard Operating System
• Exhibit 4: Features of Multiapplication Smartcards
• Exhibit 5: Generic Multiapplication Smartcard Architecture
• Exhibit 6: 2003 Global Memory & Microprocessor Cards Issued (Million Units, Percentage)
• Exhibit 7: 2003 Banking Industry Smartcards Issued (Million Units, Percentage)
• Exhibit 8: MULTOS / Java Card Comparison Table
• Exhibit 9: EMV Smartcard Regional Rollout Timeline
• Exhibit 10: The Case FOR and AGAINST Smartcards in the US 22