EFT/ATM Network Processing Review: Purchasing Services, Building Volume

Table of Contents

• TABLE OF CONTENTS
• TABLE OF EXHIBITS
• INTRODUCTION
• INTRODUCTION
• MARKET CONDITIONS
  • THE BANK CONTEXT FOR DEBIT PROCESSING
  • THE PROCESSOR CONTEXT
• PROCESSOR SERVICE OFFERINGS
  • IN BRIEF
    • Debit and Credit Card Processing
    • ATM Services
    • Reporting and Data Mining
    • Financial Crimes Protection - Security and Fraud Management
    • Rewards Programs
• CARD PROCESSING
  • Cost is King, Pricing the Game
• ATM SERVICES
  • VALUE MARKET SEGMENT
  • ADVANCED MARKET SEGMENT
    • Just One Thing, Maybe Two
  • ATM SERVICES FEATURES
• REPORTING AND DATA MINING
  • Just the Basics.
  • Beyond the Basics.
• SECURITY AND RISK MANAGEMENT
• REWARDS PROGRAMS
• PREPAID CARD PROCESSING
• CONCLUSION

Table of Exhibits

• TABLE 1: CARD AND DEBIT SERVICE FEES
• TABLE 2: DEBIT PROCESSING FIXED AND VARIABLE FEES
• TABLE 3: ATM DRIVING FEATURES AND FUNCTIONS BY MARKET SEGMENT
• TABLE 4: ATM SERVICES SELECTION FACTORS
• TABLE 5: REWARDS PROGRAM BENEFITS
  • EXHIBIT 1: AVAILABILITY OF SERVICES FROM LEAD PROCESSORS
  • EXHIBIT 2: COMPETITIVE OFFERINGS BY MARKET PRIORITY
  • EXHIBIT 3: CARD SERVICES FEATURES AND VARIABLES
  • EXHIBIT 4: SIGNATURE AND PIN DEBIT PROCESSING COST COMPONENTS
  • EXHIBIT 5: ATM SERVICES FEATURES
  • EXHIBIT 6: REPORTING AND DATA MINING FEATURES
  • EXHIBIT 7: SECURITY AND RISK MANAGEMENT FEATURES
  • EXHIBIT 8: REWARDS PROGRAM FEATURES
  • EXHIBIT 9: DEBIT REWARD PROGRAM IMPACT
  • EXHIBIT 10: PREPAID PROGRAM FEATURES
  • EXHIBIT 11: SMALL AND MEDIUM FI SERVICE DEMAND SHIFT
  • EXHIBIT 12: SMALL AND MEDIUM FI DEBIT PROCESSING COST VARIABILITY