Table of Contents
TABLE OF FIGURES
Introduction
I. Small Issuers: By The Numbers
- Market Concentration
- Core Asset Or Afterthought?7
- The Big Picture (And By The Way, What Is A Small Issuer?)
- Sub-Segments: Small To Really Small
II. Motivations Of Small Issuers
- A Revolving Door? 18
- Small Issuer Qualitative Segments
III. Services for Small Issuers: An Embarrassment of Riches
- The Shopping List
- Vendor Segments: Categorization Is Hard- And Getting Harder
- Adapting to Issuer and Agent Needs
IV. Guessing The Future
TABLE OF FIGURES
- Figure 1: Card Assets Grow At Top 10 Issuers While Small Issuers Just
Maintain
- Figure 2: Top 10 Issuers Gain Share
- Figure 3: Consumer Lending (ex. Mortgage) Declines In Importance At Small
Banks
- Figure 4: Credit Card Lending Declines In Importance At Small Banks
- Figure 5: Small Issuers, Large In Number
- Figure 6: Credit Unions Are More Likely To Be Direct Issuers
- Figure 7: De Novo Banks Create Potential Issuing Opportunities
- Figure 8: Small Issuers: $10B-$26B In Assets, Depending On Definition
- Figure 9: There Are More Credit Unions In The Game Across Most Small Issuer Segments
- Figure 10: Credit Unions Generate More Card Assets In All Segments But The Smallest
- Figure 11: In All Card Lending Tiers, Credit Unions Average Smaller Total Institutional Assets
- Figure 12: Card Assets Decline In Importance For Smaller Institutions
- Figure 13: Cyclicality Of Issuing Strategies: No Longer All Or Nothing
- Figure 14: A Qualitative Segmentation Of Small Issuers
- Figure 15: Small Issuer Outsourcing: Core Shopping List
- Figure 16: A Blurring Segmentation of Vendors
|
Related Report
|