Purchasing Cards, Integrated Procurement Solutions, and the Commercial Card Market

Table of Contents

• TABLE OF FIGURES
• Introduction-The Current Landscape

I. Data Analysis-Visa and MasterCard Commercial Products

• Purchasing Cards' Place Within the Commercial Space
• Small Businesses and the Potential for Expansion Down-Market
• Corporate Cards-The “Dog” of the Commercial Bankcard World
• Market Share of Purchasing Card Volume

II. Focus on Purchasing Cards

• 1. Recent Acquisitions Affecting the Purchasing Card Issuing Market
  • American Express and Harbor Payments
  • JPMorgan Chase and Xign
• 2. The Role of the United States General Services Administration' s SmartPay® Program in Shaping the Larger Market
• 3. Segment Focus, Universities
• 4. The Professionalization of P-Card Users and Administrators

III. Purchasing Card Outlook-Strategic Implications

TABLE OF FIGURES

• Figure 1: Benefits of an End-to-end Automated, Issuer-Provided Purchasing Solution Set
• Figure 2: US Commercial Card Volume Share
• Figure 3: US Commercial Card Volume by Product
• Figure 4: US Commercial Card Volume Growth by Product
• Figure 5: Issuers' Market Share of Purchasing Card Volume
• Figure 6: GSA Purchase Card Growth
• Figure 7: Growth in Year-To-Year GSA Spend
• Figure 8: University Segment-Opportunities
• Figure 9: University Segment-Challenges