Outline of the report
International Overview
An extensive overview contrasts the state of development of each country.
Graphs and tables show key aspects of markets, including levels of cardholding,
frequency of usage, and transaction values. Transaction processing and merchant
acquisition infrastructure are also analysed as is the status of EMV
implementation and e-purse deployment.
International Card Organisations
Quantifies and compares the different schemes in terms of cards, merchants,
and ATMs and provides information on technical innovation, e-commerce protocols
and EMV.
National analyses
- The following countries are covered in the report:
- Austria Belgium Denmark Finland France Germany
- Greece Ireland Italy Netherlands Norway Portugal
- Spain Sweden Switzerland Turkey United Kingdom
- Each national chapter is structured into six separate sections:
1 Context
- Payments overview Banking structure
2 Role and development of card types
- Debit cards Charge cards Credit cards
- Cheque Guarantee cards Electronic Purses
3 Card issuing
- Financial Institutions Co-branded and Affinity Card Issuers
- Private Label Cards Main Issuers Pricing and Product Features
4 Card statistics
- Card numbers Transaction volumes Transaction values
5 Issuer processing
- Account Opening Account Handling Transaction Processing
6 Merchant acquisition
- Contractual Arrangements Provision of Terminals and Services
- Merchant Processing Authorisation Clearing and Settlement
- Merchant Pricing Fraud Numbers of EFTPOS Terminals
- Card Scheme Outlets Development of Smart Cards/EMV
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