Report: Merchant Acquiring in Germany

RBR has published the first of a series of country reports on Merchant Acquiring in Europe – essential reading for banks, suppliers, third party processors, regulators and others that are interested in or involved in merchant acquiring in the region.

The first report looks at the merchant acquiring market in Germany, the third largest payment card market in Europe. Germany has a unique payment card infrastructure that includes four domestic debit card payment methods and card acceptance arrangements based around network providers (Netzbetreiber) as well as conventional credit and charge card acquirers.

RBRs objective with this study has been to produce the most comprehensive, up-to-date and insightful report available on merchant acquiring in Germany.

Based on exclusive interviews and primary research, these reports complement RBR s Payment Cards in Europe series.

Outline of Report Contents:

Market Overview

Banking Structure
Use of Payment Instruments
Key Players in the Payment Cards Market
Card Products
Summary Card Statistics

Merchant Acquirers

Payment Card Methods
Debit Card Acquiring
Charge and Credit Card Acquiring
Inward Cross-border Acquirers
Merchant Fraud
Merchant Acquiring Statistics

Acquiring Processing

Cardholder Verification
Card Capture and Card Authentication
POS Terminal Types and Suppliers
Authorisations
Data Collection
Clearing and Settlement
Chargebacks and Write-offs
Merchant Support
E-Commerce Protocols
Use of Third Party Processors and Other Organisations

Acquirer and Netzbetreiber Profiles

Main Third Party Processor Profiles

Commercial Terms and Conditions

Interchange Fees
Merchant Service Charges
Merchant Contracts

Merchant Acquiring in Germany