China City Commercial Bank Report, 2009

Table of Contents

1. Development Overview of City Commercial Banks in China, 2009

• 1.1 Overall Size
• 1.2 Development Trend
  • 1.2.1 Renaming
  • 1.2.2 Trans-regional Operation
  • 1.2.3 Going Public
  • 1.2.4 Reorganization
  • 1.2.5 Strategic Investors

2 Pan-Pearl River Delta

• 2.1 Ping An Bank
  • 2.1.1 Overview
  • 2.1.2 Key Financial Indices, 2008
  • 2.1.3 Developments since 2008
• 2.2 Bank of Dongguan
  • 2.1.1 Overview
  • 2.2.2 Key Financial Indices, 2008
  • 2.2.3 Developments since 2008
• 2.3 Fuzhou City Commercial Bank
  • 2.1.1 Overview
  • 2.3.2 Key Financial Indices, 2008
  • 2.3.3 Developments since 2008
• 2.4 Quanzhou City Commercial Bank
  • 2.4.1 Overview
  • 2.4.2 Key Financial Indices, 2008
  • 2.4.3 Developments since 2008
• 2.5 Liuzhou City Commercial Bank
  • 2.5.1 Overview
  • 2.5.2 Key Financial Indices, 2008
  • 2.5.3 Developments since 2008
• 2.6 Zhanjiang Commercial Bank
  • 2.6.1 Overview
  • 2.6.2 Key Financial Indices, 2008
  • 2.6.3 Developments since 2008
• 2.7 Guangxi Beibu Gulf Bank
  • 2.7.1 Overview
  • 2.7.2 Key Financial Indices, 2008
  • 2.7.3 Developments since 2008
• 2.8 Guilin City Commercial Bank
  • 2.8.1 Overview
  • 2.8.2 Key Financial Indices, 2008
  • 2.8.3 Developments since 2008

3. Yangtze River Delta

• 3.1 Bank of Shanghai
  • 3.1.1 Overview
  • 3.1.2 Key Financial Indices, 2008
  • 3.1.3 Developments since 2008
• 3.2 Bank of Hangzhou
  • 3.2.1 Overview
  • 3.2.2 Key Financial Indices, 2008
  • 3.2.3 Developments since 2008
• 3.3 Bank of Nanjing
  • 3.3.1 Overview
  • 3.3.2 Key Financial Indices, 2008
  • 3.3.3 Developments since 2008
• 3.4 Shaoxing City Commercial Bank
• 3.5 Bank of Ningbo
  • 3.5.1Overview
  • 3.5.2 Key Financial Indices, 2009
  • 3.5.3 Competitive Advantages
  • 3.5.4 Developments since 2008
• 3.6 Bank of Wenzhou
  • 3.6.1 Overview
  • 3.6.2 Key Financial Indices, 2008
• 3.7 JiaXing City Commercial Bank
• 3.8 Bank of Nanchang
  • 3.8.1 Overview
  • 3.8.2 Key Financial Indices, 2008
• 3.9 Huzhou City Commercial Bank
• 3.10 Bank of Jiangsu
  • 3.10.1 Overview
  • 3.10.2 Key Financial Indices, 2008
  • 3.10.3 Developments since 2008
• 3.11 Taizhou City Commercial Bank
  • 3.11.1 Overview
  • 3.11.2 Key Financial Indices, 2008
• 3.12 Huishang Bank
  • 3.12.1 Overview
  • 3.12.2 Key Financial Indices, 2009
  • 3.12.3 Developments since 2008
• 3.13 Zhejiang Chouzhou Commercial Bank
• 3.14 Bank of Jiujiang
  • 3.14.1Overview
  • 3.14.2 Key Financial Indices, 2008
  • 3.14.3 Developments since 2008
• 3.15 Zhejiang Tailong Commercial Bank
  • 3.15.1 Overview
  • 3.15.2 Key Financial Indices, 2008
• 3.16 Bank of Ganzhou
  • 3.16.1 Overview
  • 3.16.2 Key Financial Indices, 2008
• 3.17 Shangrao City Commercial Bank
  • 3.17.1 Overview
  • 3.17.2 Developments since 2008

4 Northeast China

• 4.1 Bank of Dalian
  • 4.1.1 Overview
  • 4.1.2 Key Financial Indices, 2008
  • 4.1.3 Developments since 2008
• 4.2 Bank of Harbin
  • 4.2.1 Overview
  • 4.2.2 Key Financial Indices, 2008
  • 4.2.3 Developments since 2008
• 4.3 Anshan City Commercial Bank
• 4.4 Shijiazhuang City Commercial Bank
• 4.5 Bank of Yingkou
  • 4.5.1 Overview
  • 4.5.2 Key Financial Indices, 2008
  • 4.5.3 Developments since 2008
• 4.6 Daqing City Commercial Bank
• 4.7 Panzhihua City Commercial Bank
• 4.8 Shengjing Bank
  • 4.8.1 Overview
  • 4.8.2 Key Financial Indices, 2008

5 West China

• 5.1 Xi' an City Commercial Bank
  • 5.1.1 Overview
  • 5.1.2 Key Financial Indices, 2008
• 5.2 Nanchong City Commercial Bank
  • 5.2.1 Overview
  • 5.2.2 Key Financial Indices, 2008
• 5.3 Guiyang City Commercial Bank
  • 5.3.1 Overview
  • 5.3.2 Key Financial Indices, 2008
• 5.4 Urumqi City Commercial Bank
• 5.5 Bank of Ningxia
  • 5.5.1 Overview
  • 5.5.2 Key Financial Indices, 2008
• 5.6 Baoshang Bank
  • 5.6.1 Overview
  • 5.6.2 Key Financial Indices, 2008
• 5.7 Bank of Chengdu
  • 5.7.1 Overview
  • 5.7.2 Key Financial Indices, 2008
• 5.8 Bank of Chongqing
  • 5.8.1 Overview
  • 5.8.2 Key Financial Indices, 2008
• 5.9 Bank of Lanzhou
• 5.10 Yichang City Commercial Bank
• 5.11 Fudian Bank
• 5.12 Karamay City Commercial Bank
  • 5.12.1 Overview
  • 5.12.2 Key Financial Indices, 2008
• 5.13 Mianyang City Commercial Bank

6 Circum-Bohai-Sea Region

• 6.1 Bank of Tianjin
  • 6.1.1 Overview
  • 6.1.2 Key Financial Indices, 2008
• 6.2 Bank of Beijing
  • 6.2.1 Overview
  • 6.2.2 Key Financial Indices, 2008
• 6.3 Qilu Bank
  • 6.3.1 Overview
  • 6.3.2 Key Financial Indices, 2008
• 6.4 Bank of Rizhao
  • 6.4.1 Overview
  • 6.4.2 Key Financial Indices, 2008
• 6.5 Qishang Bank
  • 6.5.1 Overview
  • 6.5.2 Key Financial Indices, 2008
• 6.6 Bank of Langfang
• 6.7 Yantai Bank
  • 6.7.1 Overview
  • 6.7.2 Key Financial Indices, 2008
• 6.8 Linshang Bank
  • 6.8.1 Overview
  • 6.8.2 Key Financial Indices, 2008
• 6.9 Chengde City Commercial Bank
• 6.10 Weihai City Commercial Bank
  • 6.10.1 Overview
  • 6.10.2 Key Financial Indices, 2008
• 6.11 Jining City Commercial Bank
• 6.12 Cangzhou City Commercial Bank
• 6.13 Bank of Qingdao
  • 6.13.1 Overview
  • 6.13.2 Key Financial Indices, 2008
• 6.14 Dezhou City Commercial Bank
  • 6.14.1 Overview
  • 6.14.2 Key Financial Indices, 2008
• 6.15 Dongying City Commercial Bank
  • 6.15.1 Overview
  • 6.15.2 Key Financial Indices, 2008
• 6.16 Laishang Bank
  • 6.16.1 Overview
  • 6.16.2 Key Financial Indices, 2008

7 Central China

• 7.1 Bank of Changsha
  • 7.1.1 Overview
  • 7.1.2 Key Financial Indices, 2008
• 7.2 Hankou Bank
  • 7.2.1 Overview
  • 7.2.2 Key Financial Indices, 2008
• 7.3 Jincheng Commercial Bank
  • 7.3.1 Overview
  • 7.3.2 Key Financial Indices, 2008
• 7.4 Commercial Bank of Zhengzhou
  • 7.4.1 Overview
  • 7.4.2 Key Financial Indices, 2008
• 7.5 Deyang City Commercial Bank
  • 7.5.1 Overview
  • 7.5.2 Key Financial Indices, 2008
• 7.6 Datong City Commercial Bank
  • 7.6.1 Overview
  • 7.6.2 Key Financial Indices, 2008
• 7.7 Bank of Luoyang
  • 7.7.1 Overview
  • 7.7.2 Key Financial Indices, 2008

List of Charts

• Season-end Main Indices of City Commercial Banks in China
• Non-Performing Loans of City Commercial Banks, 2009
• List of the Renamed City Commercial Banks in China, 1998-2009
• Trans-regional Operation of Some City Commercial Banks
• Listing & Listing Preparations of Some City Commercial Banks
• Strategic Investor Introduction of Some City Commercial Banks
• Main Accounting Data of Ping An Bank, 2006-2008
• Supplemental Financial Indices of Ping An Bank, 2006-2008
• Business Segmentations of Bank of Dongguan
• Main Accounting Data of Fuzhou City Commercial Bank, 2006-2008
• Main Profit Indices of Fuzhou City Commercial Bank , 2008
• Supplemental Financial Indices of Fuzhou City Commercial Bank, 2008
• Deposit and Loan Balances of Quanzhou City Commercial Bank , 2006-2008
• Main Profit Indices of Quanzhou City Commercial Bank , 2008
• Supplemental Financial Quality Indices of Quanzhou City Commercial Bank, 2008
• Operation Objectives of Quanzhou City Commercial Bank, 2008 vs. 2009
• Total Assets and Deposit & Loan Balance of Quanzhou City Commercial Bank, 2006-2008
• Shareholder Structure of Guangxi Beibu Gulf Bank
• Total Assets and Total Liabilities of Guangxi Beibu Gulf Bank , 2007-2008
• Deposit and Loan Balance of Guangxi Beibu Gulf Bank, 2007-2008
• Supplemental Financial Quality Indices of Guangxi Beibu Gulf Bank, 2008
• Total Assets and Assets Profit Ratio of Guilin City Commercial Bank , 2008
• Deposit and Loan Balance of Guilin City Commercial Bank , 2006-2008
• Main Financial Performance Indices of Guilin City Commercial Bank , 2008
• Total Deposit and Loans of Bank of Hangzhou, 2006-2008
• Main Financial Indices of Bank of Hangzhou, 2006-2008
• Profits of Bank of Hangzhou, 2008
• Key Financial Data of Bank of Hangzhou, 2008
• Total Assets and Total Loans of Bank of Nanjing, 2006-2008
• Total Profit and Net Profit of Bank of Nanjing, 2006-2008
• Supplemental Financial Data of Bank of Nanjing, 2006-2008
• Net Profit of Shaoxing City Commercial Bank, 2005-2008
• Deposit and Loan Balance of Shaoxing City Commercial Bank , 2005-2008
• Main Accounting Data of Bank of Ningbo, 2008-2009
• Supplemental Financial Data of Bank of Ningbo, 2006-2009
• Main Accounting Data of Bank of Wenzhou, 2006-2008
• Main Supervision Indices of Bank of Wenzhou , 2006-2008
• Total Assets and Total Loans of JiaXing City Commercial Bank , 2006-2008
• Total Assets of Bank of Nanchang, 2006-2008
• Deposit Balance of Bank of Nanchang, 2006-Feb, 2009
• Main Accounting Data of Huzhou City Commercial Bank, 2006-2008
• Main Supervision Indices of Huzhou City Commercial Bank , 2006-2008
• Main Accounting Data of Bank of Jiangsu, 2007-2008
• Main Accounting Indices of Bank of Jiangsu, 2007-2008
• Main Accounting Data of Taizhou City Commercial Bank, 2008
• Main Supervision Indices of Taizhou City Commercial Bank, 2008
• Total Assets of Taizhou City Commercial Bank , 2006-2008
• Deposit and Loan Balance of Taizhou City Commercial Bank , 2006-2008
• Distribution of Huishang Bank
• Total Assets of Huishang Bank, 2006-2009
• Total Deposit and Loans of Huishang Bank , 2006-2009
• Total Assets of Zhejiang Chouzhou Commercial Bank , 2006-2008
• Total Assets of Bank of Jiujiang , 2005-2008
• Total Deposit and Loan of Bank of Jiujiang , 2005-2008
• Main Accounting Data of Zhejiang Tailong Commercial Bank, 2006-2008
• Supplemental Financial Data of Zhejiang Tailong Commercial Bank, 2006-2008
• Main Supervision Indices of Zhejiang Tailong Commercial Bank, 2006-2008
• Total Assets and Deposit & Loan Balance of Bank of Ganzhou, 2006-2008
• Bad Loan Ratio and Capital Adequacy Ratio of Bank of Ganzhou , 2006-2008
• Developments of Shangrao City Commercial Bank, 2007-2009
• Main Accounting Indices of Bank of Dalian, 2006-2008
• Supplemental Accounting Data of Bank of Dalian, 2006-2008
• Supplemental Financial Indices of Bank of Dalian, 2006-2008
• Total Assets of Bank of Harbin , 2006-2008
• Total Profits of Bank of Harbin, 2006-2008
• Financial Data of Anshan City Commercial Bank, 2002-2008
• Main Accounting Data of Shijiazhuang City Commercial Bank, 2007-2008
• Main Operation Performance of Shijiazhuang City Commercial Bank , 2007-2008
• Main Financial Indices of Shijiazhuang City Commercial Bank, 2007-2008
• Total Assets of Bank of Yingkou, 2006-2008
• Deposit and Loan Balance of Bank of Yingkou , 2006-2008
• Bad Loan Ratio and Capital Adequacy Ratio of Bank of Yingkou, 2006-2008
• Total Assets of Panzhihua City Commercial Bank , 2005-2008
• Deposit and Loan Balance of Panzhihua City Commercial Bank , 2005-2008
• Part of Accounting Data of Shengjing Bank, 2006-2009
• Main Accounting Data of Xi' an City Commercial Bank, 2006-2008
• Supplemental Financial Indices of Xi' an City Commercial Bank, 2006-2008
• Total Assets and Deposit & Loan Balance of Nanchong City Commercial Bank , 2007-2008
• Net Profit of Nanchong City Commercial Bank , 2007-2008
• Bad Loan Ratio and Capital Adequacy Ratio of Nanchong City Commercial Bank, 2007-2008
• Total Assets and Deposit & Loan Balance of Guiyang City Commercial Bank, 2006-2008
• Main Accounting Data of Bank of Ningxia, 2006-2008
• Supplemental Financial Indices of Bank of Ningxia, 2006-2008
• Total Assets and Deposit & Loan Balance of Baoshang Bank , 2006-2008
• Bad Loan Ratio of Baoshang Bank , 2006-2008
• Total Assets and Deposit & Loan Balance of Bank of Chengdu, 2006-2008
• Net Profits of Karamay City Commercial Bank , 2007-2008
• Total Assets and Net Assets of Karamay City Commercial Bank , 2007-2008
• Total Assets of Mianyang City Commercial Bank, 2006-2008
• Main Accounting Data of Bank of Tianjin, 2007-2008 I
• Main Accounting Data of Bank of Tianjin, 2006-2008 II
• Supplemental Financial Indices of Bank of Tianjin, 2006-2008
• Main Accounting Data of Bank of Beijing, 2006-2008
• Supplemental Financial Indices of Bank of Beijing, 2006-2008
• Main Accounting Data of Qilu Bank, 2006-2008
• Supplemental Financial Data of Qilu Bank, 2006-2008
• Main Accounting Data of Bank of Rizhao, 2006-2008
• Supplemental Financial Indices of Bank of Rizhao, 2006-2008
• Deposit and Loan Balance of Qishang Bank , 2007-2008
• Operating Profit of Qishang Bank , 2007-2008
• Main Accounting Data of Yantai Bank, 2006-2008
• Supplemental Financial Indices of Yantai Bank, 2006-2008
• Deposit and Loan Balance of Linshang Bank, 2007-2008
• Total Assets and Deposit & Loan Balance of Chengde City Commercial Bank, 2006-2008
• Total Assets and Deposit & Loan Balance of Weihai City Commercial Bank , 2006-2008
• Deposit and Loan Balance of Cangzhou City Commercial Bank, 2006-2008
• Total Assets and Deposit & Loan Balance of Bank of Qingdao , 2006-2008
• Total Assets and Deposit & Loan Balance of Dezhou City Commercial Bank, 2006-2008
• Total Assets and Deposit & Loan Balance of Dongying City Commercial Bank , 2006-2008
• Total Assets and Deposit & Loan Balance of Laishang Bank , 2006-2008
• Total Assets and Deposit & Loan Balance of Bank of Changsha, 2006-2008
• Main Accounting Data of Hankou Bank, 2007-2008
• Supplemental Accounting Data of Hankou Bank, 2007-2008
• Supplemental Financial Indices of Hankou Bank, 2007-2008
• Main Accounting Data of Jincheng Commercial Bank, 2008
• Supplemental Financial Indices of Jincheng Commercial Bank, 2008
• Total Assets and Deposit & Loan Balance of Commercial Bank of Zhengzhou, 2006-2009
• Bad Loan Ratio and Capital Adequacy Ratio of Commercial Bank of Zhengzhou, 2006-2008
• Total Assets and Deposit & Loan Balance of Deyang City Commercial Bank , 2006-2008
• Main Accounting Data of Datong City Commercial Bank, 2006-2008
• Supplemental Financial Indices of Datong City Commercial Bank, 2006-2008
• Total Assets and Net Profit of Bank of Luoyang , 2007-2008
• Deposit and Loan Balance of Bank of Luoyang , 2007-2