Abstract
The UK insurance industry has undergone a major revamp of the group rating
process. The scale has been extended from 20 groups to 50 groups, there is a
new formula and for the first time the calculation method is being released to
vehicle manufacturers. The clarity of the new group rating system provides a
good opportunity to reduce costs by streamlining alarm feature content without
necessarily having a negative effect on the model insurance group rating.
This study provides an up-to-date status of all mainstream UK manufacturers
and highlights the alarm feature availability and fitment policy across high,
medium and low grades. With an in depth analysis of technology trends this
research provides an essential guide to establishing a cost effective alarm
strategy.
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