Abstract
Overview
Introduction
European mortgage markets have performed exceptionally well in recent years,
and this solid performance continued in 2005. Rapid house price growth, high
demand for housing and increased competition have pushed mortgage markets
onwards. But can we expect the boom times to continue and, if they do, which
markets will benefit?
Scope
- Covers the residential mortgage market in 16 countries in 11 country
profiles.
- Country profiles include: Austria, France, Germany, Greece, Ireland,
Italy, Portugal, Spain, Turkey, the Benelux region and the Nordic region.
- Provides market sizing data in terms of gross advances and balances
outstanding
- Provides competitor market share for the top five players in each market
in balances outstanding; a short profile of the top players is also provided
Report Highlights
While an increasingly consolidated market, a large number of smaller lenders
still play a significant role in the Spanish mortgage market, with the top
five players accounting for 49.3 per cent of balances outstanding in 2004.
The entry of Greece into the EMU had a major impact on interest rates, which
used to be in the two digits range. Between 1995 and 2004, real interest rates
declined by 800 basis points.
In common with most of Western Europe, Italy has experienced continued growth
in the level of balances outstanding of mortgage loans. Between 2001 and 2005
balances outstanding increased at a CAGR of 17.7 per cent.
Reasons to Purchase
- Learn how residential mortgage markets in Western Europe have developed
over the last five years
- Understand the recent developments in Western European mortgage markets in
terms of regulation, competition and product innovations
- Determine which residential mortgage markets in Western Europe are likely
to grow most rapidly over the next five years
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