Abstract
Overview
Introduction
Consumer Credit in Portugal 2006 is an invaluable guide to a fast recovering
consumer credit market. There is detailed information on market size,
competitor market shares and key regulatory and competitor developments in the
market. Furthermore, a five year market forecast and a SWOT analysis look to
the future of the market are provided.
Scope
- Covers the consumer credit market (not including any loans secured on
property)
- Provides market sizing data in terms of gross advances and balances
outstanding
- Provides competitor market shares for the top five players in terms of
balances outstanding; short profiles of the top players are also provided
- Provides competitor market share for the top five credit card lenders in
terms of balances outstanding
Report Highlights
The Portuguese consumer credit market still remains relatively under-exploited
compared to the rest of Western Europe, having only truly begun expanding in
the late 1990s. This was stimulated not only by good economic conditions, but
also due to the marked increase in both the quality and quantity of banking
products on offer.
Motor finance remains the leading consumer credit product in Portugal. A large
proportion of vehicles continue to be financed through motor finance deals,
and while there is competition from personal loans, there is not yet the same
level of competition as is found in other European markets, for example the UK.
The Portuguese banking market is one of the most concentrated in Western
Europe. As a result, the leading Portuguese banks tend to play a very
important role in the consumer credit market. Nevertheless, traditionally,
banks have not focused on consumer credit as a sector, preferring to focus on
mortgage lending or private banking.
Reasons to Purchase
- Learn how the Portuguese consumer credit market has developed over the
last five years
- Understand the recent developments in the market in terms of regulation,
competition and product innovations
- Find out Datamonitor's opinion on the future performance of the Portuguese
consumer credit market over the next five years and its future prospects
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