Abstract
Overview
Introduction
Once seen as a relatively unattractive product area by many European bankers,
banks have now woken up to the enormous revenue potential of consumer credit.
Today' s European consumer credit market is growing rapidly, is increasingly
sophisticated and has numerous participants from varying backgrounds. But,
which markets are growing the fastest, who are the key competitors in the
market and what strategies have they adopted for success?
Scope
- This review report provides core data and analysis on the Western European
consumer credit market.
- It covers the market in 16 countries in 11 individual reports, a
searchable interactive database and an executive summary PowerPoint report.
- Individual reports include: Austria, France, Germany, Greece, Ireland,
Italy, Portugal, Spain, Turkey, the Benelux region and the Nordic region.
- The report provides market and product data, market forecasts and
competitor data and analysis.
Report Highlights
European consumer credit markets have developed well in recent years, and this
strong performance continued in most markets in 2005. An increased appetite
for consumer credit products and the promotion of consumer credit products by
lenders has pushed the market forwards.
The Western European consumer credit market is dominated by personal loans.
This is not surprising given the well developed branch networks and strong
bank affinity prevalent in most European markets. In contrast, credit card
usage varies widely across Europe.
Italy and Portugal have the least concentrated consumer credit markets in
Europe, with the top five lenders accounting for less than 40 per cent of the
market. In contrast, the top five lenders in Greece, Austria and the Benelux
region account for over 80 per cent of their respective markets.
Reasons to Purchase
- Learn how consumer credit markets in Western Europe have developed over
the last five years.
- Understand the recent developments in Western European consumer credit
markets in terms of regulation, competition and product innovations.
- Determine which consumer credit markets in Western Europe are likely to
grow most rapidly over the next five years.
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