Abstract
Introduction
This profile contains an overview of HBOS' personal general insurance business
in the UK, focusing on product and distribution strategy, in addition to the
company' s performance in its key lines of business.
Scope
- Unique data on HBOS' s UK personal insurance business, including premium
income and performance ratios
- A combination of primary and secondary research, including FSA Returns,
investor relations analysis, and advertising statistics
Highlights
HBOS has stated its intention to exploit increased churn in the motor market.
HBOS management believe that a greater proportion of motor policyholders will
shop around as private motor rates increase and that its Esure, Shelia' s
Wheels, Sainsbury' s and Halifax brands will be well positioned to capitalize
on this increased churn
Reasons to Purchase
- Gain insight into HBOS' s corporate and personal lines strategy, along with
the insurer' s structure and focus
- Understand HBOS' s personal lines business through unique data and analysis