[Report] Czech Republic Payment Cards Market Research, Trends, Analysis TOC

EXECUTIVE SUMMARY
INTRODUCTION
- What is this report about?
- Scope of the report
- Structure of the report
MARKET CONTEXT
- Introduction
- Country overview
  - Demographics
  - Economy
    - The Czech Republic still has a large industrial sector
    - Structural reform in the Czech economy
    - GDP growth has been steady
    - Inflation
    - Distribution of income (Gini coefficient)
- Market size
  - Market penetration
  - Cards in issue
  - Number of transactions
  - Frequency of use
  - Value of card transactions
  - Average transaction values
- Card acceptance
  - POS statistics
  - ATM Statistics
- Market structure
  - The central bank - Ceska Narodni Banka (CNB)
  - Interbank processor
  - Commercial Banks
  - Building societies
  - Credit and savings cooperatives
  - Privatization has changed the face of the Czech banking sector
    - The influence of foreign investors gave the market a much needed boost
    - Consequently, the Czech banking market is dominated by foreign players
- Regulatory environment
  - Regulatory bodies
    - The Czech National Bank (Department of Banking Regulation and Supervision)
    - CNB Banking Supervision uses two basic supervisory methods - off-site surveillance and on-site examinations.
    - The Office of Supervision of Savings and Credit Cooperatives
  - Banking associations
    - Czech Banking Association (CBA)
    - Payment Card Association (BCA)
  - Credit bureaux
    - The Central Register of Credits (CRC)
    - Czech Banking Credit Bureau (CBCB)
  - Recent regulatory developments
    - European Consumer Credit Directive
- Key issues
  - Fraud and EMV
    - The Czech Republic is advanced in EMV migration
  - SEPA
COMPETITOR AND PRODUCT OVERVIEW
- Card scheme market shares
  - Pay now cards
    - Cards in issue
    - Value of transactions
  - Credit cards
    - Cards in issue
    - Value of transactions
  - Deferred debit and charge cards
    - Cards in issue
    - Value of transactions
- Card issuer market shares
  - Pay now cards
  - Credit cards
  - Deferred debit and charge cards
- Product analysis
  - Pay now products
  - Revolving credit products
    - Introductory offers are uncommon
    - APRs continue to fall
  - Deferred debit and charge cards
  - Product features
    - Loyalty progams are slowly being introduced
    - Partnership cards are becoming more common
  - Product innovations
    - Komercni Banka has introduced the E-Card
    - Mulit-functional cards have been introduced
FORECASTING THE PAYMENT CARD MARKET IN THE CZECH REPUBLIC
- Forecasting the pay now market
- Forecasting the credit card market
- Forecasting the deferred debit and charge card market
- SWOT Analysis
  - Strengths
  - Weaknesses
  - Opportunities
  - Threats
APPENDIX
- Supplementary data
  - Market context
- Definitions
  - Affinitz card
  - Credit card
  - Deferred debit/charge card
  - EMV
  - EPC
  - ePurse
  - Interchange
  - Merchant Service Charge
  - Pay now cards
  - POS Terminal
- Research methodology
  - Cards and Payments database
- Future readings
- Datamonitor' s custom research capabilities
- Cards & Payments Team contact details
- How to contact experts in your industry
- List of Tables
  - Table 1: Population distribution by age group in the Czech Republic, 2005
  - Table 2: GDP per capita for selected European countries, 2005
  - Table 3: Inflation rates in a number of major European markets, 2001-2005
  - Table 4: GINI coefficients in Europe, 2001-2003
  - Table 5: Ownership statistics of the Czech banking sector, 2001-2005
  - Table 6: Major foreign players participating in the Czech banking market, 2005
  - Table 7: Fees for pay now cards in the Czech Republic, 2007
  - Table 8: Rates and fees for a selection of Czech credit cards, 2007
  - Table 9: Prices and benefits of deferred debit and charge cards in the Czech Republic, 2006
  - Table 10: Datamonitor' s forecast of the pay now card market, 2006f-2010f
  - Table 11: Datamonitor' s forecast of the credit card market, 2006f-2010f
  - Table 12: Datamonitor' s forecast of the deferred debit and charge card market, 2006f-2010f
  - Table 13: Population numbers and demographic splits in the Czech Republic and other major European countries, 2005
  - Table 14: The percentage of people over the age of 20 in the major European countries, 2005
  - Table 15: GDP at current prices across major European countries, 2005
  - Table 16: Real GDP growth rates, 2001-2005
  - Table 17: POS terminals and population per terminal in the Czech Republic, 2001-2005
  - Table 18: ATMs and population per ATM in the Czech Republic, 2001-2005
  - Table 19: Current relevant Datamonitor publications
  - Table 20: Future relevant Datamonitor publications, 2006
- List of Figures
  - Figure 1: An overview of the Czech Republic, 2005
  - Figure 2: In terms of population, the Czech Republic is a small European country, 2005
  - Figure 3: The Czech Republic has one of the smallest GDPs in Europe, 2005
  - Figure 4: The Czech Republic has a larger industrial sector than most European countries, 2005
  - Figure 5: The Czech Republic has seen steady economic growth, 2001-2005
  - Figure 6: The Czech Republic has less than one card per person, 2005
  - Figure 7: Pay now cards dominate the payment card market in the Czech Republic, 2001-2005
  - Figure 8: Pay now cards account for the majority of transaction volumes, Czech Republic, 2001-2005
  - Figure 9: Pay now cards have the highest number of transactions per card per year, Czech Republic, 2001-2005
  - Figure 10: The value of card transactions has more than doubled, Czech Republic, 2001-2005
  - Figure 11: Deferred debit and charge cards have the highest average transaction value, Czech Republic, 2001-2005
  - Figure 12: The Czech POS network has grown rapidly, 2001-2005
  - Figure 13: The Czech ATM network has expanded, 2001-2005
  - Figure 14: Supervisory bodies and professional associations in the Czech Republic, 2005
  - Figure 15: Visa has become the dominant pay now scheme, Czech Republic, 2001-2005
  - Figure 16: Visa accounts for the majority of pay now transaction value, Czech Republic, 2001-2005
  - Figure 17: Most credit cards are issued on the Visa scheme, Czech Republic, 2001-2005
  - Figure 18: MasterCard now accounts for the majority of credit card transaction value, Czech Republic, 2001-2005
  - Figure 19: American Express is the dominant scheme for deferred debit and charge cards, Czech Republic, 2001-2005
  - Figure 20: American Express continues to account for the majority of deferred debit and charge card transaction values, Czech Republic, 2005
  - Figure 21: Ceska Sporitelna is the biggest issuer of pay now cards in the Czech Republic, 2005
  - Figure 22: Ceska Sporitelna is the biggest issuer of credit cards in the Czech Republic, 2005
  - Figure 23: Komercni Banka is the main issuer of deferred debit and charge cards, Czech Republic, 2005
  - Figure 24: The National Geographic Card, Czech Republic, 2007
  - Figure 25: The Komercni Banka UNIcard, Czech Republic, 2007
  - Figure 26: The pay now market will grow steadily, Czech Republic, 2005-2010f
  - Figure 27: The credit card segment is forecast to grow rapidly, Czech Republic, 2005-2010f
  - Figure 28: The deferred debit and charge card market is set to decline, Czech Republic , 2005-2010f
  - Figure 29: The Czech Republic payment card market, SWOT analysis, 2006
  - Figure 30: Datamonitor' s core consulting capabilities

Payment Cards in the Czech Republic 2007

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