[Report] Sweden Life Insurance & Pensions Market Research, Trends, Analysis TOC

EXECUTIVE SUMMARY - MARKET HIGHLIGHTS
- Market overview
- Market forecasts
- Market regulation
- Competitive market structure
- Market leaders
INTRODUCTION
- What is this report about?
- Who is the target reader?
- How to use this report
CHAPTER 1 MARKET OVERVIEW
- Introduction
- Key findings
  - Over the last 5 years, pensions have accounted for a growing proportion of premium income in Sweden
  - Since 2001, the proportion of premium income attributed to individual policies has been in steady decline
  - Premium income from non unit-linked insurance represents an increasing majority of all life and pensions premium income
  - Following a decline to 37% in 2002, the equity proportion of the investment assets of life and pensions insurance companies has increased to 51%
CHAPTER 2 MARKET FORECASTS
- Introduction
- Key findings
  - Pensions will account for a larger proportion of the growth in premium income between 2006 and 2010
CHAPTER 3 MARKET REGULATION
- Introduction
- Key findings
  - Finansinspektionen regulates the Swedish insurance sector
  - Insurance companies are subject to regulations on financial advice
  - Amended regulations on information provided to policyholders aim to improve consumer protection
  - The IORP directive affects the investment operations and technical provisions of insurance providers
  - The Insurance Intermediary Directive creates a single passport for insurance intermediaries and enhances consumer choice
  - Upcoming legislation will enhance consumer protection
  - Proposed legislation may encourage intensified competition among insurers
CHAPTER 4 COMPETITIVE MARKET STRUCTURE
- Introduction
- Key findings
  - Roughly half of all providers are traditional life insurance companies
  - The top 5 life insurers control 47% of the market, by premium income
CHAPTER 5 MARKET LEADERS
- Introduction
- Key findings
  - SEB TL Fond is the market leader, based on premium income
  - Alecta trails the market leader in the life insurance sector
  - Skandia Liv ranks third among life insurance companies
  - AMF Pension is the fourth highest ranked life insurer by premium income
  - Robur Forsakring rounds out the top 5 life insurers
APPENDIX
- Definitions
  - Defined contribution pension scheme
  - Defined benefits pension scheme
  - Group policy
  - Individual pension scheme
  - Individual policy
  - Life assurance
  - Occupational pension scheme
  - Pension insurance policy
  - Premium income
  - Regular premium
  - Single premium
  - Technical provisions
  - Traditional insurance
  - Unit-linked insurance
- Further reading
  - Interactive Databases
  - Reports and Briefs
- Wealth, Investments & Protection writing team
- List of Tables
  - Table 1: Life and pensions insurance premium income, segmented by product, EURm, 2001-2005
  - Table 2: Life and pensions insurance premium income, segmented by product, in percentages, 2001-2005
  - Table 3: Life and pensions insurance premium income, segmented by buyer, EURm, 2001-2005
  - Table 4: Life and pensions insurance premium income, segmented by buyer, in percentages, 2001-2005
  - Table 5: Life and pensions insurance premium income, segmented by investment risk, EURm, 2001-2005
  - Table 6: Life and pensions insurance premium income, segmented by investment risk, in percentages
  - Table 7: Investment assets of life and pensions insurance companies, EURm, 2001-2005
  - Table 8: Investment assets of life and pensions insurance companies, EURm, 2001-2005
  - Table 9: Life and pensions insurance premium income, segmented by product, EURm, 2006-2010
  - Table 10: Life and pensions insurance premium income, segmented by product, in percentages, 2006-2010
  - Table 11: Number of life insurance companies segmented by type, as at Dec 2005
  - Table 12: Top 5 life and pensions insurers by premium income, as at Dec 2005
- List of Figures
  - Figure 1: Pension premiums accounted for 53% of total premium income in 2005
  - Figure 2: Group policies account for a growing proportion of life and pensions premium income, increasing by 4.7% p.a. on average, over the last 5 years
  - Figure 3: In the last 5 years, average annual growth in premium income from non unit-linked insurance has been marginal; however unit-linked premium income has declined
  - Figure 4: Since 2002, equity investments have accounted for a growing proportion of the investment assets of life and pensions insurance companies, primarily at the expense of bonds
  - Figure 5: Over the next 5 years, premium income is set to grow at an average annual rate of 1.5%
  - Figure 6: Swedish traditional life insurance companies dominate the life and pensions market, by number
  - Figure 7: SEB TL Fond leads the Swedish life and pensions sector

Market Guide: Life Insurance and Pensions in Sweden 2006

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