[Report] Ireland Mortgages Market Research, Trends, Analysis TOC

Overview
- Catalyst
- Summary
Executive Summary
- Market size
- Market forecasts
- Key issues
- Key market players
Table of Contents
Table of figures
Table of tables
Market Context
- Country overview
  - Demographics data on a selection of major western European countries
    - Population
    - Economy
  - Housing market
    - Dwelling stock
    - House prices
- Government housing intervention
  - Taxes, subsidies and housing schemes
    - The Planning and Development Act (2000)
    - Tax changes affect Irish homebuyers
    - Recent regulation changes may further affect the housing market
- Market data
  - Mortgage interest rates
  - Market size
    - Balances outstanding
    - Gross advances
    - Product lines
- Market structure
  - Structure of the Irish banking sector
  - Mortgage market structure
    - Mortgage market share by type of player
    - Funding
    - Distribution
- Regulatory environment
  - Industry regulators
    - Central Bank and Financial Services Authority of Ireland (CBFSAI)
  - Industry associations
    - Irish Bankers' Federation (IBF)
    - Irish Mortgage Council (IMC)
    - Irish Finance Houses Association (IFHA)
  - Other noteworthy organizations
    - Irish Bank Officials Association (IBOA)
  - Credit bureaus
  - Repossession and rules of law
  - Regulatory issues and developments in the mortgage market
    - The birth of an integrated European mortgage market is still very far off on the horizon
    - Basel II will mean a number of changes for lenders
    - Recent national mortgage-related legislation
- Key issues in the mortgage market
Competitor and Product Overview
- Top five mortgage lenders
  - Market share by balances outstanding
- Product analysis
  - Typical product characteristics
Market Forecasts
- Forecasting gross advances
  - Gross advances in the Irish residential mortgage market will reach €39.7 billion in 2011
- Future prospects
  - Market attractiveness
  - Market inhibitors
APPENDIX
- Supplementary data
  - Tables relating to Chapter 2: Market Context
- Definitions
  - AAGR
  - Balances outstanding
  - CAGR
  - Capped mortgage
  - Equity release
  - EU 15
  - Fixed rate mortgage
  - Flexible mortgage
  - Gross advances
  - Loan-to-value (LTV)
  - Mortgage intermediary
  - Remortgaging
  - Variable mortgage
- Forecasting methodology
- Research methodology
- Further reading
  - European Mortgages
- Ask the analyst
- Datamonitor consulting
- Disclaimer
- List of Tables
  - Table 1: Forecast of mortgage gross advances in Ireland, 2005-11f, (€m)
  - Table 2: Total population across major western European countries, 2002-06
  - Table 3: GDP at current rates across major western European countries, 2002-06, (€bn)
  - Table 4: GDP per capita at current rates across major western European countries, 2002-06, (€)
  - Table 5: GDP growth rates across major western European countries, 2002-06 (%)
  - Table 6: GDP composition by sector across major western European countries, 2006, (%)
  - Table 7: Inflation across major European countries, 2002-06, (%)
  - Table 8: Unemployment rates across major western European countries, 2002-06, (%)
  - Table 9: Age of Ireland' s dwelling stock, 2002
  - Table 10: Residential mortgage balances outstanding compared to GDP of selected European countries, 2006
  - Table 11: Market share of gross residential mortgage advances in Ireland by type of institution, 2000-04, (%)
  - Table 12: Market share by competitor in the Irish residential mortgage market, 2005-06
  - Table 13: Proportion of mortgage loans advanced in the Irish market split by variable and fixed rates, 2002-06, (%)
  - Table 14: Forecast of residential mortgage gross advances in Ireland, 2005-11f, (€m)
  - Table 15: Total dwelling stock in Ireland, 2002-06
  - Table 16: Average house price growth in Ireland split by new and second-hand houses, 2002-06
  - Table 17: Typical mortgage interest rates in the Irish residential market and ECB base rates, Q3 2004-Q4 2006, (%)
  - Table 18: Mortgage balances outstanding in the Irish mortgage market, 2002-06, (€m)
  - Table 19: Net mortgage lending in the Irish residential market, 2002-06, (€m)
  - Table 20: Mortgage gross advances, number of mortgage loans and average mortgage loan amount in the Irish residential market, 2002-06
- List of Figures
  - Figure 1: Mortgage gross advances in the Irish residential market reached€25.5 billion in 2006, 2002-06
  - Figure 2: Permanent TSB remained the leader in the Irish mortgage market in 2006, 2005-06
  - Figure 3: A snapshot of Ireland' s key statistics, 2006
  - Figure 4: Dwelling stock in the Irish residential mortgage market has been growing steadily, 2002-06
  - Figure 5: Ireland has a high owner-occupation rate, 2006
  - Figure 6: The Irish property market continued to witness strong growth in house prices, 2002-06
  - Figure 7: Typical mortgage rates in Ireland rose by 0.95 percentage points from Q2 2005 to Q3 2006, Q3 2004-Q4 2006
  - Figure 8: Mortgage balances outstanding in the Irish market reached €110.6 billion in 2006, 2002-06
  - Figure 9: Net mortgage lending in Ireland stood at€16.3 billion in 2006, 2002-06
  - Figure 10: Mortgage gross advances in the Irish residential market reached€25.5 billion in 2006, 2002-06
  - Figure 11: There are two types of financial institutions in the Irish banking industry, 2007
  - Figure 12: Regulatory overview of Ireland, 2007
  - Figure 13: Permanent TSB remained the leader in the Irish mortgage market in 2006, 2005-06
  - Figure 14: Gross advances in the Irish residential mortgage market will grow at a CAGR of 9.6 % over the next five years, 2005-11f

Mortgages in Ireland 2007 (Market Guide)

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