Brazilian Insurance Industry

Table of Contents

1. Industry Overview

• Table 1: Brazilian Recent Past, Current & Future Analysis for Insurance Industry by Segment - Life and Non- Life Markets Independently Analyzed with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
• Table 2: Brazilian 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium Income for Life and Non-Life Markets for 2006, 2008, and 2010 (includes corresponding Graph/Chart)
• Table 3: Brazilian Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
• The Brazilian Insurance Market Holds High Growth Potential
• Brazilian Insurance Industry - Current Trends
• Brazil Opens Reinsurance Sector
• Brazil to Liberalize The Country' s Insurance Sector
• Brazil' s Regulatory Framework
• Scenario in Brazilian Markets for Prospective Insurers
• Income and Buying Power of Population
• The ' Real' Growth Engine
• Intense M&A Activity Limits Players
• Regulatory Environment
• Functions of IRB
• Rules Governing Reinsurance Retrocessions
• Monopoly Comes to an End
• Better Scope for Expansion in Reinsurance
• How Much a Tariff Market?
• Emerging Avenues
• Transportation Insurance Gaining Momentum

2. Key Insurance Segments

• Table 4: Brazilian Insurance Industry (2006): Percentage Breakdown of Net Written Premium by Segment - Auto, Group Life/Personal Accident, Property, Marine, and Others (includes corresponding Graph/Chart)
• Table 5: Brazilian Insurance Industry (2004): Leading Sectors' Market Share by Type for Automobile, Life, Health, Fire, Personal Accidents, Property, Residential, Risks, and Other (includes corresponding Graph/Chart)
• General Insurance
• Strong Bias for Non-Life Insurance
• A Wide Array of Perils in Property Insurance
• DPVAT - Compulsory Auto Insurance
• Life and Health Insurance - Growth Avenues of the Future
• Pension
• Capitalization

3. Market Leaders

• Table 6: Leading Players in Brazilian Insurance Industry (2005): Percentage Market Share by Gross Written Premiums of Companies -Alianca, AGF Brasil, Bradesco Auto/Re Companhia de Seguros, Caixa, Itau Seguros, Mapfre Vera Cruz, Porto Seguro, Real SA, Sul America, Unibanco AIG Seguros, and Others (includes corresponding Graph/Chart)
• Table 7: Brazilian Insurance Industry: Leading Players by Gross Written Premiums (GWP) in ? Millions for 2004 (1H) (includes corresponding Graph/Chart)
• Life Insurance Sector
• Table 8: Brazilian Life Insurance Market (2006 & 2007): Percentage Market Shares of Leading Companies by le 1: Brazilian Recent Past, Current & Future Analysis for Insurance Industry by Segment - Life and Non- Life Markets Independently Analyzed with Annual Premium Income in US$ Billion for the Years 2005 through 2010 (includes corresponding Graph/Chart)
• Table 2: Brazilian 5-Year Perspective for Insurance Industry by Segment - Percentage Breakdown of Premium Income for Life and Non-Life Markets for 2006, 2008, and 2010 (includes corresponding Graph/Chart)
• Table 3: Brazilian Insurance Industry (2006): Per Capita Premium in US$, and Penetration of Insurance by Category - Life and Non-Life
• The Brazilian Insurance Market Holds High Growth Potential
• Brazilian Insurance Industry - Current Trends
• Brazil Opens Reinsurance Sector
• Brazil to Liberalize The Country' s Insurance Sector
• Brazil' s Regulatory Framework
• Scenario in Brazilian Markets for Prospective Insurers
• Income and Buying Power of Population
• The ' Real' Growth Engine
• Intense M&A Activity Limits Players
• Regulatory Environment
• Functions of IRB
• Rules Governing Reinsurance Retrocessions
• Monopoly Comes to an End
• Better Scope for Expansion in Reinsurance
• How Much a Tariff Market?
• Emerging Avenues
• Transportation Insurance Gaining Momentum

2. Key Insurance Segments

• Table 4: Brazilian Insurance Industry (2006): Percentage Breakdown of Net Written Premium by Segment - Auto, Group Life/Personal Accident, Property, Marine, and Others (includes corresponding Graph/Chart)
• Table 5: Brazilian Insurance Industry (2004): Leading Sectors' Market Share by Type for Automobile, Life, Health, Fire, Personal Accidents, Property, Residential, Risks, and Other (includes corresponding Graph/Chart)
• General Insurance
• Strong Bias for Non-Life Insurance
• A Wide Array of Perils in Property Insurance
• DPVAT - Compulsory Auto Insurance
• Life and Health Insurance - Growth Avenues of the Future
• Pension
• Capitalization

3. Market Leaders

• Table 6: Leading Players in Brazilian Insurance Industry (2005): Percentage Market Share by Gross Written Premiums of Companies -Alianca, AGF Brasil, Bradesco Auto/Re Companhia de Seguros, Caixa, Itau Seguros, Mapfre Vera Cruz, Porto Seguro, Real SA, Sul America, Unibanco AIG Seguros, and Others (includes corresponding Graph/Chart)
• Table 7: Brazilian Insurance Industry: Leading Players by Gross Written Premiums (GWP) in ? Millions for 2004 (1H) (includes corresponding Graph/Chart)
• Life Insurance Sector
• Table 8: Brazilian Life Insurance Market (2006 & 2007): Percentage Market Shares of Leading Companies by Premiums - Bradesco Vida e Previdencia, Itau Vida e Previdencia, Caixa Vida e Previdencia, Companhia de Seguros Alianca do Brasil, Brasilprev Seguros e Previdencia, and Others (includes corresponding Graph/Chart)
• Table 9: Brazilian Life Insurance Industry (2004): Gross Written Premium in US$ Million by Leading Companies for Bradesco Vida, Itau Vida e Previdencia, Santander, Caixa Vida, Brasilprev, Alianca do Brasil, Real Vida, COSESP, Unibanco AIG, and Vera Cruz Vida (includes corresponding Graph/Chart)
• Table 10: Top-Five Players in the Brazilian Life Insurance Market (2002) - Gross Written Premium in US$ Million for Bradesco Vida, Itau Vida Previdencia, Alianca do Brasil, COSESP, and Unibanco AIG Seguros (includes corresponding Graph/Chart)
• Non-Life / General Insurance Sector
• Table 11: Brazilian General Insurance Market (2006 & 2007): Percentage Market Shares of Leading Companies by Premiums - Porto Seguro - Companhia de Seguros Gerais, Unibanco AIG Seguros, Bradesco Auto/Re Companhia de Seguros, Itau Seguros, SulAmerica Companhia Nacional de Seguros, Mapfre Vera Cruz Seguradora, Tokio Marine Seguradora, and Others (includes corresponding Graph/Chart)
• Table 12: Brazilian Non-Life Insurance Industry (2003): Gross Written Premium in US$ Million by Leading Companies for Bradesco, Unibanco AIG, Porto Seguro CIA, Itau, Sul Amercia CIA Nacional, Caixa, Real, Vera Cruz, Maritima, and Brasil Veiculos (includes corresponding Graph/Chart)

4. Insurance Industry 2000-2001: A Recent Past Perspective

• Table 13: Brazilian Insurance Industry (2000): Premium Revenues by Sector in R$ Million (includes corresponding Graph/Chart)
• Table 14: Brazilian Insurance Industry (1999& 2000): Leading Insurers by Gross Premiums Written in US$ Million (includes corresponding Graph/Chart)
• Prevailing Conditions During the Dawn of the New Millennium
• Robust Economy Boosts Industry
• General Insurance Market Structure
• Property and Casualty Sector
• Major Perils
• Life and Health Insurance - Growth Avenues of the Future
• Agricultural Insurance Expands
• Reinsurance - The End of Monopoly
• Banks and Foreign Capital - The Lifeline of Brazilian Insurance Industry
• Table 15: Market Share of Major Multinationals in Brazil During 2000 (includes corresponding Graph/Chart)
• Europeans Enter the Fray

5. Recent Industry Activity

• HSBC Brazil to Divest Property and Casualty Insurance Business
• Nationwide Maritime to Divest Life and Pension Operations

6. Strategic Corporate Development in Recent Past

• CNP Assurances Acquires Stake in Sasse

7. Focus on Select Brazilian Players

• Bradesco Vida E Previdencia
• Grupo Bradesco de Seguros
• Unibanco AIG