2006 Identity Fraud Survey Report Complete Version

Table of Contents

Executive Summary

• Major Findings
• Recommendations

Measuring the Impact of Identity Fraud

• Existing Card Accounts Fraud
• Existing Non-Card Accounts Fraud
• New Accounts and Other Frauds

Consumer Profiles

• Who' s at Risk?
• Consumer Behaviors

Preventing Identity Fraud

• How is Information Obtained?
• How does the Fraud Amount vary by how the Information is Obtained?
• Who is the Fraud Operator?
• How is the Fraud Operator Identified?
• What is the Fraud Amount Obtained by the Fraud Operator?
• Detecting Identity Fraud
• The Identity Fraud Life-Cycle
• How long is Information Misused?
• How is length of misuse linked to how information was obtained?
• How long does it take to Detect Identity Fraud?
• How does detection time affect fraud amounts?
• How is Identity Fraud Discovered?
• Which Method of Detection Reduces Fraud Amounts the Most?
• Which Method of Detection is Most Effective for Each Fraud Type?

Resolving Identity Fraud

• What is the Consumer Cost associated with Identity Fraud?
• How Much Time does it take from Discovery of Fraud to its Resolution?
• What do Victims do to resolve Fraud?
• Do Consumers Face Other Problems?

Related Research

Appendix

• Defining Common Terms
• Methodology

Index of Tables