[Report] Online Payments Forecast: Alternative Payments to Go Mainstream as Consumers Seek Security and Convenience TOC

Overview
Primary Questions
Findings and Analysis
Executive Summary: Alternative- (and Mainstream) Payments Defined
- What this Forecast Includes
Consumer Online Purchase Volume Jumps to Over $355 Billion by 2012
- Despite Double-Digit CAGR of Online Purchase Volume, Merchants Continue to Seek Alternatives that Drive Lifetime Customer Value
Alternative Payments Percentage of Online Retail Volume to Double by 2012
- Shift to Increased Usage of Alternatives Is Driven by Existing Online Shoppers
Alternative Payments Volume Will Emerge at the Expense of Credit Card Growth
- Debit Volume Remains Relatively Steady
Traditional Payments Continue to Grow; Maintain Largest Dollar Volume
- Specific Payment Types and their 2012 Volume Numbers
Email Payment Accounts: PayPal as the “Least Alternative of the Alternatives”
- Transaction Volume Growth Spurred by Increase in Average Transaction Value
“On-the-Spot” Credit Services: Bill Me Later Could Be a Victim of its Success
- Transaction Volume Growth Linked to Security- and Convenience-focused Consumers
Open-Loop Stored Value Products Provide an Opportunity for Card Networks
Online Private Label Issuance and Merchant Loyalty Programs Drive Volume
A Note on Google Checkout- Alternative Payment Method? Traditional? Hybrid? Benefits for Merchants in Acceptance?
Credit is Still the Online Payment Method of Choice among All Age Groups
Male Consumers Show Higher Propensity than Women for Alternatives
- Across Generations Men Show More Recent Usage of PayPal and Prepaid Cards
Credit Card Users Hold Income Advantage Over PayPal and Bill Me Later Users
Convenience and Security are Primary Motivators for Alternative Payments
On-the-Spot Credit Usage Could Expand Greatly as Merchant Acceptance Grows
- Reasons that Drive Additional Online Purchasing

Table of Charts

Figure 1: US Online Dollar Transaction Volume (In Billions) 2007 to 2012
Figure 2: Traditional and Alternative Online Volume and Percentages of US Total Online 2007-2012
Figure 3: Online Payments by Type Percentages of US Total Online Volume 2007-2012
Figure 4: Table of Online Payment by Type: Growth, Volume, Percentage, and CAGR
Figure 5: Online Credit Card Volume and Percentage of US Total Online 2007- 2012
Figure 6: Online Debit Card Volume and Percentage of US Total Online 2002- 2012
Figure 7: Email Payment Accounts Online Volume and Percentage of US Online 2007- 2012
Figure 8: On-the-Spot Credit Online Volume and Percentage of US Total Online 2007- 2012
Figure 9: Stored Value Online Volume and Percentage of US Total Online Volume 2007- 2012
Figure 10: Private Label Online Volume and Percentage of US Total Online Volume 2007- 2012
Figure 11: Payment Method Usage in the Last 30 Days among Different Generations
Figure 12: Usage of Online Payment Methods for Gen X, Gen Y and Baby Boomers by Gender
Figure 13: Usage of Different Payment Types by Annual Household Income
Figure 14: Reason for Choosing Payment Method for Most Recent Online Transaction
Figure 15: Reasons Consumers More Likely to Increase their Online Purchasing

Online Payments Forecast: Alternative Payments to Go Mainstream as Consumers Seek Security and Convenience

Table of Contents

Table of Charts