[Report] Mobile Person-to-Person Payments and Transfers: Security and Timing Are Everything TOC

Primary Questions
Findings and Analysis
Executive Summary
- Adoption Will Occur in Two Phases
- Tiered Marketing Strategy for Roll-out
General Usage of Person-to-Person Payments and Transfers
- Younger Consumers More Willing Audience for Mobile P2P Services
- Anytime, Anywhere Access and the Need for Speed
- Income Level Indicative of Active Interest in Mobile P2P
- Online Bankers Mirror Average Consumer Behavior
Mobile P2P and the Appeal to Niche Segments Only
- Mobile Bankers Best Target for P2P Mobile Payments and Transfers
- Tech Savvy Consumers Willing to do Mobile Banking but Concerned About Security
- Mobile P2P for Remittances and Money Transfer Among the Unbanked
Barriers to Adoption - The Security Aspect
- Provide Zero Cost Guarantees for Fraudulent Mobile Transactions to Stimulate Growth
- Consumer Concerns Point the Way to New Product Offering
Vendor Analysis
- Mobile P2P Provides Analysis
  - Case Study: PayPal' s Alternative Model
  - Case Study: Obopay' s Updated Universal Model
  - Case Study: mChek' s PCI Compliant, Card Present Model
  - Mobile P2P Product Offerings
  - Mobile P2P: Friend or Foe to Financial Institutions?
Appendices- Additional Data for Mobile P2P Payments
Methodology
Related Research

Table of Figures

Figure 1: Assessment of Mobile P2P Transfers through 2013
Figure 2: Likelihood to Use Mobile P2P Payments
Figure 3: Likelihood to Use Mobile P2P Transfers by Age
Figure 4: Features Essential for Beginning Use of Mobile P2P by Income
Figure 5: Likelihood to Use Mobile P2P transfers by Mobile Bankers and Tech Savvy
Figure 6: Features Essential to Begin Using Mobile P2P by Mobile Bankers
Figure 7: Main Areas of Concern with Mobile P2P by Tech Savvy and Mobile Bankers
Figure 8: Consumer Willingness to Switch Institutions for Mobile P2P Transfers by Unbanked
Figure 9: Essential Features for Mobile P2P Money Transfers by Unbanked
Figure 10: Likely Mobile P2P Payments Users List of Essential Features
Figure 11: Consumers' Main Areas of Concern with Mobile P2P Money Transfers
Figure 12: PayPal Mobile P2P Money Transfers
Figure 13: Obopay Mobile P2P Money Transfers
Figure 14: mChek Mobile P2P Money Transfers
Figure 15: Mobile P2P Product Offerings
Figure 16: Forecast of Availability, Likelihood to Use and Adoption of Mobile Channel
Figure 17: Likely, Neutral and Unlikely Mobile P2P Users by Income Level
Figure 18: Expected Mobile P2P Payments Users Likelihood to Switch Banks for Service
Figure 19: Necessary Features to Begin Using Mobile P2P by Mobile Bankers and Tech Savvy
Figure 20: Likelihood to Use Mobile P2P Transfers by Unbanked, All Consumers
Figure 21: Primary Reasons to Use Mobile P2P Payments by Unbanked
Figure 22: Unbanked Consumers: Main Concerns with Mobile P2P Payments

Mobile Person-to-Person Payments and Transfers: Security and Timing Are Everything

Table of Contents

Table of Figures