Shift to Electronic Payments: Growth Opportunities for Merchant Processors

Table of Contents

• 1. Payments Industry: Move to Paperless
  • This section provides statistics to support the move to paperless form of transaction. Also factors like SEPA have been discussed that is driving growth of electronic payments.
  • 1.1 Growth of Cards Industry
  • 1.2 Factors Driving Growth for Paperless Transactions
• 2. Card Transaction Process: The Supply Chain
  • An effort has been made to provide an in-depth understanding of the dynamics of an entire transaction process
• 3. Major Entities in the Card Transaction Process
  • This section highlights all the major entities in an electronic method of transaction
• 4. Electronic Payment: Growing Share of Debit Cards
  • This section assesses the competitiveness of the card issuers in terms of their market share and purchase transactions
  • 4.1 Shift from Credit Cards to Debit Cards
  • 4.2 Global Card Networks: Competitive Landscape
• 5. Merchant Processing Industry
  • The section analyzes the principal competitive factors in the payment processing industry and the sales channels adopted by merchant processors
  • 5.1 Structure of merchant processing industry
  • 5.2 Merchant Processing: Competitive Factors
  • 5.3 Merchant Processors' Sales Channels: Direct and Indirect
• 6. Merchant Processing: Competitive Landscape
  • Profiles of merchant processors, their strategies to compete effectively and their performance in the processing industry has been analyzed in this section
  • 6.1 First Data
    • Company Profile
    • Performance of Merchant Processing Services
  • 6.2 NOVA Information Systems (U.S. Bancorp)
    • Company Profile
    • Performance of Merchant Processing Services segment
  • 6.3 Fifth-Third Bank
    • Company Profile
    • Performance of Processing Solutions Segment
  • 6.4 Global Payments
    • Company Profile
    • Performance of Merchant Services Segment
• 7. Future Opportunities for Merchant Processors
  • Figures and Tables
  • Figures
  • Figure 1.1: Global Purchase Transactions on Credit and Debit Cards by Region
  • Figure 1.2: US Market Share of Paper and Cards: 2000-2005
  • Figure 4.1: Global card purchasing volume and total dollar volume
  • Figure 4.2: Payments through debit cards and credit cards: 2001-2005
  • Figure 4.3: Market share of Card issuers in the overall purchase volume (2006)
  • Figure 4.4: Growth of purchase volume transactions for major cards (2005 vs. 2006)
  • Figure 4.5: Purchase transactions through debit cards: Visa vs. MasterCard
  • Figure 5.1: Top US Bank Card Acquirers/Merchant Processors
  • Figure 5.2: U.S. Bancorp' s sales by business segment
  • Figure 5.3: Fifth Third' s sales by business segment
  • Figure 5.4: Global Payment' s sales by business segment
  • Figure 7.1: Forecast of global purchase volume through debit and credit cards: 2006-2011
  • Figure 7.2: Share of retail payments through cards and cash - Global markets
  • Table 5.1: Merchant Processors: Outlets and Average Transaction