Abstract
When the card associations publish directives, it is not an option for their members to ignore
them. The message from the associations is simple: turn your back on their mandates and pay the
consequences. Ignorance is, in these cases, far from bliss.
This research report complements prior research by Mercator Advisory Group with coverage of
security initiatives that card associations are mandating for their members. It is vital that
stakeholders are aware of their responsibilities for preserving the integrity of not just their
location, but the entire payments value chain.