Prepaid Distribution Opportunities

Table of Contents

1. INTRODUCTION

• Prepaid Market Overview
• Prepaid Market Business Models

2. CATEGORY & MARKET SEGMENT DESCRIPTIONS

• Travel
• Open Money / Financial Services
• Open Gift
• Remittance / P2P
• Business Travel
• Events & Meetings
• Employee & Partner Incentives
• Consumer Incentives
• Relocation Card
• Campus
• Digital Media
• Net Phone
• Games & Ringtones
• In-Store Gift Card Sales
• In-Store Distributed Gift Card Sales
• Social Security
• Food Stamps
• TANF
• Court Ordered Payment
• Prisons
• Transit (Tolls & Light Rail)
• State Unemployment
• Tax Return Services
• Insurance Casualty Claims
• Payroll
• Benefits
• FSA / HSA
• Petroleum
• Purchasing
• Utilities
• Prepaid Mobile
• Prepaid Long Distance
• Prepaid Home Dial Tone
• Prepaid Internet Dial Up

3. PREPAID MALLS

• PREPAID MALL DISTRIBUTION MODELS

4. PREPAID MALL MARKET PENETRATION

5. CONCLUSION

6. ADDENDUM A

List of Exhibits

• FIGURE 1: LIST OF THE 12 PREPAID MARKET CATEGORIES AND 33 PREPAID MARKET SEGMENTS
• FIGURE 2: DISTRIBUTION OF DOLLARS VIA FIVE DIFFERENT BUSINESS MODELS (ISSUER / RECIPIENT PAIRS)
• FIGURE 3: DISTRIBUTOR MARKET PENETRATION OF THE CURRENT 362,321 RETAIL OPPORTUNITIES.
• FIGURE 4: RELIANCE ON DISTRIBUTION MODELS REVIEWED ACROSS 34 PREPAID SEGMENTS