Abstract
Abstract: The Merchant Cash Advance (MCA) market will likely face increased
M&A and start-up activity and formations of new alliances in 2008 as existing
players consolidate and speculators who were singed by the subprime mortgage
crisis seek new revenue streams. Not only will mortgage brokers be seeking
entry to this market, but as their consumer and business lending operations
experience a cooling trend, financial institutions will too. In this Research
Note, Mercator examines current market forces, processing models, and
strategic approaches to this extremely lucrative, yet perennially
controversial growth market.