STORED VALUE: 21st Century Currency Assessing Market Dynamics, Opportunities and Challenges To 2007

CONTENTS

EXECUTIVE SUMMARY

MARKET STATUS CHECK AND DEFINITIONS

• Overview
  • Open Systems
  • Closed Systems
• Stored Value Applications
  • Payroll
  • Expense Accounts
  • Government Disbursements
  • Insurance Payments.
• Technology Employed
  • Smart Cards
  • Prepaid Point of Sale Activation
• Evolution of Prepaid from Telephony to Stored Value
  • Telephony Sets the Stage
  • Another System is Required
  • Groups Served
• Evolution of Financial Services -- Disruptive Innovation
• Credit vs Debit Cards
• A Major Win for Consumers
• Value Proposition
  • Consumers/Retailers
  • Financial Companies

STORED VALUE MARKET DRIVERS AND INHIBITORS

• Overview
• The Unbanked
  • Open Systems
• Convenience
  • Open Systems
  • Closed Systems
• Expense Control
  • Open Systems
  • Closed Systems
• Fraud Control/Security
  • Open Systems
  • Closed Systems
• Reduce Expenses/Save Money
  • Stored Value vs Credit Cards -- A Cost Comparison
  • Account Statements and Customer Service
• Stored Value Can Change the Credit Card Industry
• Regulation and Standards
• A Stored Value Strategy for Prepaid Telecom Companies
  • Value Provided By Prepaid Vendors
  • Telecom Services, Stored Value & Segment Marketing
  • Ethnic Groups
  • Youth Market
  • Take the Credit Out of Credit Cards
  • New Payment Method Required
  • Wireless Service Providers
  • Conclusion
• Beyond Prepaid Telecom Companies

STORED VALUE IN ACTION: CASE STUDIES

• Introduction
• Starbucks Coffee Company
• Coca Cola Company
• American Skyline Insurance Company
• Western Union
• Conclusions

POSITIONING TO CAPITALIZE ON STORED VALUE: MAJOR PLAYERS

• Overview
• American Express
• Card Express Inc.
• Clarity
• Concord EFS
• Datamark Technologies
• DataStream
• First Data/Western Union
• Intermarte
• MasterCard
• Metavante Corporation
• Morgan Beaumont
• NCMS
• Next Estate
• PaymenTech
• The Rush Card
• Qcomm
• Radiant Telecom
• Size
• Stored Value Systems - ComData
• Wild Card Systems
• Vesta
• Visa

CURRENT MARKET DEMOGRAPHICS AND FIVE-YEAR FORECASTS

• Overview
• Methodology
• Assumptions
• The Stored Value Market In 2003
  • Key Factors
  • Market Size
• The Stored Value Market -- 2003 to 2007
• Credit Card Projections -- 2003 to 2007
  • Dollar Volumes
  • Transactions
  • Cards
• Debit Cards Projections -- 2003 to 2007
  • Dollar Volume
  • Transactions
  • Cards
• Prepaid Debit Cards -- 2003 to 2007
  • Dollar Volume
  • Transactions
  • Cards
• Prepaid Debit Fee Revenues -- 2003 to 2007
• Convenience/Gift Cards -- 2003 to 2007
  • Dollar Volume
  • Transactions
  • Average transaction
  • Cards
• Stored Value: The Next Five-Years

PLUS OVER THIRTY CHARTS & TABLES!