Abstract
Merchant Acquiring in Europe is essential reading for banks, suppliers, third
party processors, regulators and others that are interested in or involved in
merchant acquiring in the region.
RBR's objective with this report series is to produce the most comprehensive,
up-to-date and insightful reports available on merchant acquiring in different
European markets.
The first report in the series looks at the merchant acquiring market in
Germany, the third largest payment card market in Europe. Germany has a unique
payment card infrastructure that includes four domestic debit card payment
methods and card acceptance arrangements based around network providers
(Netzbetreiber) as well as conventional credit and charge card acquirers.
The second report examines Spain, the fourth largest payment card market in
Europe and one of the region's fastest growing. Merchant Acquiring in Spain,
provides a comprehensive description of the country's merchant acquiring
market, including the roles played by the inter-bank organisations Euro 6000,
ServiRed and Sistema 4B, the services and market shares of the country's 160
local acquirers, the status of EMV migration, and recent decisions on
interchange fees by the Spanish Competition Authority.
The latest report in the series examines the UK, which is the most mature, and
by most measures the largest, payment card market in Europe. Merchant
Acquiring in the UK provides a comprehensive and unique description of
merchant acquiring in the country, including profiles of major players,
acquiring services, the competition for merchants, acquirer market shares,
developments on interchange fees and Merchant Service Charges, and the
progress and current status of implementing EMV and chip-and-PIN.
Based on exclusive interviews and primary research, these reports complement
RBR's Payment Cards in Europe series.