Merchant Acquiring in the UK

Table of Contents

Market Overview

• Banking Structure
• Use of Payment Instruments
• Key Players in the Payment Cards Market
• Card Products
• Summary Card Statistics

Merchant Acquiring

• Debit Card Acquiring
• Charge and Credit Card Acquiring
• Merchant Acquirers
• Merchant Fraud
• Merchant Acquiring Statistics

Acquiring Processing

• Cardholder Verification
• Card Capture and Card Authentication
• POS Terminal Types and Suppliers
• Authorisations
• Data Collection
• Clearing and Settlement
• Fraud, Chargebacks and Write-offs
• Merchant Support
• E-Commerce Protocols
• M-Commerce
• Use of Third Party Processors and Other Organisations

Inter-Bank Organisation Profiles

Acquirer Profiles

Third Party Processor Profiles

Commercial Terms and Conditions

• Interchange Fees
• Merchant Service Charges
• Merchant Contracts

Rules and Regulations

Industry Initiatives

Strategic Issues