Payment Cards CEE

Table of Contents

1. Context

• Payments overview
• Banking structure

2. Role and Development of Different Types of Cards

• Debit and prepaid cards
• Charge cards
• Credit cards

3. Card Issuing

• Bank cards
• T&E cards
• Private label cards
• Co-branded and affinity cards
• Account opening and handling
• Major issuers
• Card pricing and product features

4. Card Statistics

• Card numbers
• Transaction volumes
• Transaction values

5. Merchant Acquiring

• Structure of the acquiring market
• Contractual arrangements
• Provision of terminals and services
• Merchant processing
• Authorisation
• Clearing and settlement
• MSCs and interchange fees
• Card scheme outlets
• EFTPOS terminals

6. EMV and Fraud

7. SEPA