Abstract
RNCOS' "Indian Retail Banking Sector Analysis (2006)", report provides
extensive research and objective analysis on the growing retail banking
industry, its product quality, and services in India. This report helps
clients to analyze the leading-edge opportunities critical to the success of
the retail banking Industry in India. Detailed data and analysis helps
investors, financial service providers, and global banking players navigate
through the evolving banking industry in India.
Key Findings
- Marketing issues may be the key focus for the Global players entering in
Indian market because of the nature of Indian retail banking market requires
new entrant to have to devise marketing programs to establish and enhance
brand awareness, which in turn will help the new entrant to show its presence
and help to create a niche for them.
- India' s retail-banking assets size is expected to grow at the rate of 18%
a year over the next four years (2006-2010).
- Retail loan to drive the growth of retail banking in future.
- Housing loan accounts for a major chunk of retail loan.
Key Issues and Facts Analyzed
- What does the competitive market landscape look like for the Indian Retail
Banking Industry?
- How do the services drive the Retail-banking Sector in India?
- How do the demographic factors, personalized loans and credit quality
programs drive the market?
- What are the various opportunities and challenges before this industry?
- What are the India-specific retail banking strategies for foreign players?
Key Products Analyzed
Key products analyzed in this report include: Deposits, Retail credit, Credit
Cards, Debit Card, Internet Banking, and ATM facility.
Key Players Analyzed
This section provides an overview, and key facts of several key players like
Andhra Bank, State Bank of Mysore, Allahabad Bank, Vijaya Bank, Punjab
National Bank, HDFC Bank, UTI Bank, ICICI Bank, Kotak Mahindra Bank, Centurion
Bank Of Punjab, Citibank, Standard, HSBC, ABN AMRO, American Express, and Dena
Bank.
Research Methodology Used
Information Sources
Books, Newspapers, Trade Journals, and White papers, Industry portals,
Government Agencies, and Trade associations, monitoring of Industry News and
developments, and Access to more than 3000 paid databases.
Analysis Method
Ratio Analysis, Historical Trend Analysis, Linear Regression Analysis using
software tools, Judgmental Forecasting, and Cause and Effect Analysis.