China Banking Sector (2007-2011)

Table of Contents

1. Analyst View

2. China Banking Industry Overview

• 2.1 Types of Bank
  • 2.1.1 State-owned Commercial Banks (SOCBs)
  • 2.1.2 Joint-Stock Commercial Banks (JSCBs)
  • 2.1.3 Rural Credit Cooperatives
  • 2.1.4 Foreign Banks
  • 2.1.5 Other Banks & Financial Institutions

3. China Banking Industry Performance

• 3.1 Banking Assets & Liabilities
• 3.2 Pre-Tax Profits of Banking Institutions
• 3.3 Capital Adequacy Ratio (CAR)
• 3.4 Capital Funding Sources
• 3.5 By Product
  • 3.5.1 Deposits
  • 3.5.2 Loans
  • 3.5.3 Bank Cards
    • 3.5.3.1 Debit Card
    • 3.5.3.2 Credit Card
    • 3.5.3.3 Profitability
  • 3.5.4 ATM
• 3.6 Rural Banking Services
• 3.7 Banking & IT Market

4. Industry Analysis

• 4.1 Drivers
  • 4.1.1 Growing Middle Class Population
  • 4.1.2 Lending to Small Enterprises
  • 4.1.3 Declining Non Performing Loans (NPLs)
  • 4.1.4 Housing Loans
  • 4.1.5 Government Support
    • 4.1.5.1 Debit & Credit Card Industry
    • 4.1.5.2 Rural Banking Services
• 4.2 Opportunities
  • 4.2.1 Increasing Bankable Households
  • 4.2.2 Credit Card Spending
  • 4.2.3 Online Payment
  • 4.2.4 Second Batch of Corporate Pension Fund Nod Likely for Banks
  • 4.2.5 Bancassurance
  • 4.2.6 Mobile Banking
• 4.3 Challenges
  • 4.3.1 Bad Debt Auto Loans
  • 4.3.2 Banking Crimes
  • 4.3.3 Increasing Level of Liquidity
  • 4.3.4 Customer Retention
  • 4.3.5 Overheated Economy

5. Future Outlook (2007-2011)

6. Key Players

• 6.1 Industrial & Commercial Bank of China
• 6.2 Agricultural Bank of China
• 6.3 Bank of China Limited
• 6.4 China Construction Bank
• 6.5 China Merchants Bank Co., Ltd.

List of Figures:

• Figure 2-1: China - Assets & Liabilities of State-owned Commercial Banks (in Trillion Yuan), 2003-2006
• Figure 2-2: China - Assets & Liabilities of Joint-Stock Commercial Banks (in Trillion Yuan), 2003-2006
• Figure 2-3: China - Number of Business Offices of Foreign Banks (2003-2006)
• Figure 3-1: China - Assets & Liabilities of Banking Institutions (in Trillion Yuan) 2003-2006
• Figure 3-2: China - Capital Adequacy Ratios of Major Commercial Banks (2003-2006)
• Figure 3-3: China - Capital Funding Sources of Major Commercial Banks (in Billion Yuan), 2006
• Figure 3-4: China - Savings & Enterprise Deposits of Banking Institutions (in Trillion Yuan), 2003-2006
• Figure 3-5: China - Trust & Other Deposits of Banking Institutions (in Trillion Yuan), 2003-2006
• Figure 3-6: China - Short-term Loans of Banking Institutions (in Trillion Yuan), 2003-2006
• Figure 3-7: China - Medium & Long-term Loans of Banking Institutions (in Trillion Yuan), 2003-2006
• Figure 3-8: China - Trust Loans of Banking Institutions (in Trillion Yuan), 2003-2006
• Figure 3-9: China - Bill Financing & Other Loans of Banking Institutions (in Trillion Yuan), 2003-2006
• Figure 3-10: China - Number of Debit Cards (in Million), 2003-2006E
• Figure 3-11: China - Number of Credit Cards (in Million), 2005 & 2006
• Figure 3-12: China - Number of ATM Outlets (2003-2006)
• Figure 3-13: China - Rural Lending by RCI, ABC & CADB (in Trillion Yuan), 2005 & 2006E
• Figure 3-14: China - Banking IT Market for Core Banking Solutions Excluding Hardware (in Million Yuan), 2005 & 2006E
• Figure 4-1: China - Middle Class Population (in Million), 2007 & 2020F
• Figure 4-2: China - Small Enterprises Lending by Banking Institutions (in Billion Yuan), 2005 & 2006
• Figure 4-3: China - Non-Performing Loans of Banking Institutions (in Trillion Yuan) 2003-2006
• Figure 4-4: China - Housing Loans of Banking Institutions (in Trillion Yuan), 2004-2006 & March 2007
• Figure 4-5: China - Forecast for Housing Loans of Banking Institutions (in Trillion Yuan), 2007-2010
• Figure 4-6: China - Forecast for Number of Bankable Households (in ‘000), 2007-2011
• Figure 4-7: China - Forecast for Number of Credit Cards (in Million), 2007-2010
• Figure 4-8: China - Credit Card Spending (in Billion Yuan), 2006-2010F
• Figure 4-9: China - Sales of Retail E-Commerce (in Million US$), 2006-2010F
• Figure 4-10: China - Share of Professional Investors in Corporate Pension Fund (%), 2006
• Figure 4-11: China - Sales of Bancassurance (in Million Yuan), 2000 & 2006
• Figure 4-12: China - Number of Mobile & Internet Users (in Million), June 2007 & 2010F
• Figure 4-13: China - Number of Criminal Cases Reported in Banking Institutions (2005 & 2006)
• Figure 4-14: China - Loan to GDP Percentage (2001-2006)
• Figure 5-1: China - Forecast for Assets of Banking Institutions (in Trillion Yuan), 2007-2011
• Figure 5-2: China - Forecast for Liabilities of Banking Institutions (in Trillion Yuan), 2007-2011
• Figure 5-3: China - Forecast for Deposits of Banking Institutions (in Trillion Yuan), 2007-2011
• Figure 5-4: China - Forecast for Loans of Banking Institutions (in Trillion Yuan), 2007-2011
• Figure 5-5: China - Forecast for Number of ATM Outlets (2010 & 2014)

List of Tables:

• Table 2-1: China - Assets & Liabilities of Rural Financial Institutions (in Trillion Yuan), 2003-2006
• Table 2-2: China - Assets & Liabilities of Other Banks & Financial Institutions (in Trillion Yuan), 2003-2006
• Table 3-1: China - Pre-Tax Profits of Banking Institutions (in Million Yuan), 2003-2006
• Table 6-1: Industrial & Commercial Bank of China - Key Financials (in Million Yuan), 2003-2006
• Table 6-2: Agricultural Bank of China - Key Financials (in Million Yuan), 2005 & 2006
• Table 6-3: Bank of China Limited - Key Financials (in Million Yuan), 2003-2006
• Table 6-4: China Construction Bank - Key Financials (in Million Yuan), 2002-2006
• Table 6-5: China Merchants Bank Co., Ltd. - Key Financials (2002-2006)