Poland Insurance Market Forecast (2008-2012)

Table of Contents

1. Analyst View

2. Central & Eastern European Insurance Market

3. Poland in Context of Central & Eastern Europe

4. What Makes Poland the Right Place for Investment in Insurance Market

• 4.1 Flourishing Economy
• 4.2 Rising Living Standard
• 4.3 Expanding Bankable Households
• 4.4 Declining Interest Rate on Banking Deposits
• 4.5 EU Accession
• 4.6 Low Insurance Penetration
• 4.7 Government Support

5. Poland Insurance Market

• 5.1 Overview
• 5.2 Performance
  • 5.2.1 Life Insurance Market
  • 5.2.2 Structure of Life Insurance Market
    • 5.2.2.1 Traditional Life Insurance
    • 5.2.2.2 Unit-linked Life Insurance
    • 5.2.2.3 Accident & Sickness Insurance (As Rider on Life Insurance Policies)
    • 5.2.2.4 Marriage & Birth Insurance
    • 5.2.2.5 Annuity Insurance
  • 5.2.3 Non-life Insurance Market
  • 5.2.4 Structure of Non-life Insurance Market
    • 5.2.4.1 Motor Insurance
    • 5.2.4.2 Property Insurance
    • 5.2.4.3 Accident & Sickness Insurance
    • 5.2.4.4 Third Party Liability Insurance
    • 5.2.4.5 Financial Insurance
    • 5.2.4.6 Others

6. Social Insurance System

• 6.1 Pension Insurance
• 6.2 Disability Pension Insurance
• 6.3 Sickness & Maternity Insurance
• 6.4 Insurance for Accidents at Work & Occupational Diseases

7. Growth Prospects

• 7.1 Car Insurance
• 7.2 Commercial Vehicle Insurance
• 7.3 Travel Insurance
• 7.4 Export Credit Insurance
• 7.5 Banking Industry
• 7.6 Online Insurance Marketing

8. Growth Hurdles

• 8.1 Booming Real Estate Sector
• 8.2 Flourishing Asset Management Industry
• 8.3 Lack of Insurance Awareness

9. Forecast for Poland Insurance Market (2008-2012)

• 9.1 Life Insurance Market
  • 9.1.1 Unit-linked Life Insurance
  • 9.1.2 Annuity Insurance
• 9.2 Non-life Insurance Market
  • 9.2.1 Motor Insurance
  • 9.2.2 Property Insurance

10. Competitive Landscape

• 10.1 Life Insurers
• 10.2 Non-life Insurers

11. Key Industry Contributors

• 11.1 Aegon
• 11.2 Allianz
• 11.3 Amplico-Life
• 11.4 PZU
• 11.5 Warta

List of Figures:

• Figure 2-1: Central & Eastern Europe - Life Insurance Premium (in Million US$), 2005 & 2006
• Figure 2-2: Central & Eastern Europe - Non-life Insurance Premium (in Million US$), 2005 & 2006
• Figure 4-1: Poland - Nominal GDP (in Billion US$), 2002-2007E
• Figure 4-2: Poland - Per Head Disposable Income (in US$), 2002-2007E
• Figure 4-3: Poland - Number of Bankable Households (in ' 000), 2002-2007E
• Figure 4-4: Poland - Interest Rate on Banking Deposits (%), 2002-2006E
• Figure 4-5: Poland - Share of Insurance in GDP (%), 2001-2006E
• Figure 5-1: Poland - Number of Life & Non-life Insurance Companies (2003-2006 & June 2007)
• Figure 5-2: Poland - Gross Insurance Premium (in Billion PLN), 2003-2007E
• Figure 5-3: Poland - Assets of Life & Non-life Insurance Companies (in Billion PLN), 2005 & 2006
• Figure 5-4: Poland - Net Profit of Life & Non-life Insurance Companies (in Billion PLN), 2005 & 2006
• Figure 5-5: Poland - Gross Life Insurance Premium (in Million PLN), 2003-2007E
• Figure 5-6: Poland - Gross Claims & Benefits Paid by Life Insurance Market (in Million PLN), 2003-2007E
• Figure 5-7: Poland - Gross Life Insurance Premium Collected by Insurance Contract (%), H1 2007
• Figure 5-8: Poland - Periodicity of Payment for Gross Life Insurance Premium (%), H1 2007
• Figure 5-9: Poland - Gross Life Insurance Premium by Profitability of Policyholders (%), H1 2007
• Figure 5-10: Poland - Gross Life Insurance Premium by Branch (%), H1 2007
• Figure 5-11: Poland - Gross Traditional Life Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-12: Poland - Gross Claims Paid for Traditional Life Insurance (in Million PLN), 2004-2007E
• Figure 5-13: Poland - Gross Unit-linked Life Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-14: Poland - Gross Claims Paid for Unit-linked Life Insurance (in Million PLN), 2004-2007E
• Figure 5-15: Poland - Gross Accident & Sickness Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-16: Poland - Gross Claims Paid for Accident & Sickness Insurance (in Million PLN), 2004-2007E
• Figure 5-17: Poland - Gross Marriage & Birth Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-18: Poland - Gross Claims Paid for Marriage & Birth Insurance (in Million PLN), 2004-2007E
• Figure 5-19: Poland - Gross Annuity Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-20: Poland - Gross Claims Paid for Annuity Insurance (in Million PLN), 2003-2007E
• Figure 5-21: Poland - Gross Non-life Insurance Premium (in Million PLN), 2003-2007E
• Figure 5-22: Poland - Gross Non-life Insurance Premium by Branch (%), 2005
• Figure 5-23: Poland - Gross Motor Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-24: Poland - Registration of Commercial Vehicles (in ' 000 Units), 2002-2007E
• Figure 5-25: Poland - Gross Property Insurance Premium (in Million PLN), 2004-2007E
• Figure 5-26: Poland - Gross Accident & Sickness Insurance Premium (in Million PLN), 2004 & 2005
• Figure 5-27: Poland - Gross Third Party Liability Insurance Premium (in Million PLN), 2004 & 2005
• Figure 5-28: Poland - Gross Financial Insurance Premium (in Million PLN), 2004 & 2005
• Figure 5-29: Poland - Gross Insurance Premium to Other* Categories (in Million PLN), 2004 & 2005
• Figure 6-1: Poland - Breakup of Social Insurance Fund Income (%), 2005
• Figure 6-2: Poland - Breakup of Social Insurance Fund Expenditure (%), 2005
• Figure 6-3: Poland - Breakup of Pension Fund Payable from SIF (%), 2005
• Figure 6-4: Poland - Number of Persons Covered under Pension Insurance (in ' 000), 2002-2006E
• Figure 6-5: Poland - Structure of Payments with Respect to Sickness Absenteeism by Financing Sources (%), 2002-2005
• Figure 7-1: Poland - Forecast for Registration of Cars (in ' 000 Units), 2008-2011
• Figure 7-2: Poland - Forecast for Registration of Commercial Vehicles (in ' 000 Units), 2008-2011
• Figure 7-3: Poland - Forecast for Number of Tourists Departure (in ' 000), 2008-2011
• Figure 7-4: Poland - Forecast for Exports Market (in Billion US$), 2008-2011
• Figure 7-5: Poland - Forecast for Internet Penetration (%), 2008-2012
• Figure 9-1: Poland - Forecast for Gross Life Insurance Premium (in Billion PLN), 2008-2012
• Figure 9-2: Poland - Forecast for Gross Unit-linked Life Insurance Premium (in Billion PLN), 2008-2012
• Figure 9-3: Poland - Forecast for Gross Annuity Insurance Premium (in Million PLN), 2008-2012
• Figure 9-4: Poland - Forecast for Gross Non-life Insurance Premium (in Billion PLN), 2008-2012
• Figure 9-5: Poland - Forecast for Gross Motor Insurance Premium (in Billion PLN), 2008-2012
• Figure 9-6: Poland - Forecast for Gross Property Insurance Premium (in Million PLN), 2008-2012

List of Tables:

• Table 3-1: Central & Eastern Europe - Insurance Premium by Country (in Million US$), 2006
• Table 3-2: Central & Eastern Europe - Key Macroeconomic Factors & Insurance Penetration, 2005
• Table 10-1: Poland - Net Life Insurance Premium by Company (in ' 000 PLN), H1 2007
• Table 10-2: Poland - Net Non-life Insurance Premium by Company (in ' 000 PLN), H1 2007
• Table 11-1: Aegon - Key Financials (in Million Euro), 2005 & 2006
• Table 11-2: Amplico-Life - Key Financials (in Million PLN), 2005 & 2006
• Table 11-3: Warta - Key Financials (in Million PLN), 2005 & 2006