Abstract
The leading market research firm RNCOS has released its new report, "Poland
Banking Sector Analysis" that provides extensive research and rational
analysis on the banking industry of the European country Poland. This report
helps clients in analyzing the opportunities, challenges and drivers critical
to the growth of the country' s banking industry and provides the future
overview of the industry in terms of banking products.
The report underlines the factors, which make Poland one of the top three
banking industries in Eastern Europe region. Growing economy, with rising
credit demand, makes Poland a favorable destination for investment in banking
sector. The banking sector of Poland is mainly dominated by foreign-owned
institutions that currently account for majority of banking assets. Also, the
Polish banking industry is expected to witness further consolidation in future
as the industry is anticipated to take an organic route for growth.
Low penetration of banking services makes Poland an attractive destination to
capture the market with standard or customized products depending upon the
needs of the Polish people. Strong regulatory environment and association
support creates a level playing field and equal opportunities for all the
players operating in the market.
The report provides detailed overview of the banking industry in Poland by
contemplating and analyzing various parameters like assets size, income level
etc. It helps clients to understand various products available in Poland
banking industry and their future scope.
The forecast given in this report is not based on a complex economic model,
but is intended as a rough guide to the direction in which the market is
likely to move. The future projection undertaken in this report is done on the
basis of the current market scenario, past trends, and rules and regulations
laid by National Bank of Poland.
Key Findings of the Report
- Poland is the second largest banking industry in Eastern Europe.
- Financial card market in Poland grew at a CAGR of 13.25% from 2000 to 2006.
- Credit card market moved ahead at a CAGR of 56.53% from 2000 to 2007.
- Banking sector assets in the country rose at a CAGR of 8.53% from 2000 to
2007.
- The mortgage finance market in Poland is expected to cross Euro 70 Billion
mark by 2011 increasing at a CAGR of more than 30%.
- The consumer lending will surge at a CAGR of 18.41% during 2008-2011.
- The mortgage-based loans disbursed to corporate in Poland increased by a
CAGR of 10.16% from 2003 to 2006.
- The number of bankable households in Poland was 11.4 Million in 2007 that
grew at a CAGR of 13.62% from 2001.
Key Issues & Facts Analyzed in the Report
- Market analysis of different product segments in the banking industry.
- Evaluation of current market trends.
- Factors responsible for the growth of banking industry in Poland.
- Analysis of various challenges and opportunities for the industry.
- Household and corporate loan portfolio of the banks.
- Future growth areas for the banking industry in the country.
- Commercial and cooperative banking industry in Poland.
Key Players Analyzed
This section covers the key facts about the major players in the Poland
banking industry, including PKO Bank Polski, Bank Pekao S.A., Bank BPH, BRE
Bank and Bank Handlowy.
Research Methodology Used
Information Sources
Information has been sourced from books, newspapers, trade journals, and white
papers, industry portals, government agencies, trade associations, monitoring
industry news and developments, and through access to more than 3000 paid
databases.
Analysis Method
The analysis methods include ratio analysis, historical trend analysis, linear
regression analysis using software tools, judgmental forecasting, and cause
and effect analysis.